(a) The association may handle claims through its employees or through one or more title insurance companies or other persons designated, subject to the approval of the commissioner, as a servicing facility.
(b) A title insurance company may decline designation as a servicing facility.

(c) The association shall reimburse a servicing facility for:
(1) obligations of the association paid by the facility; and
(2) expenses incurred by the facility in handling claims for the association.