The lender shall provide, at no cost to the borrower, a complete set of all documents pertaining to the transaction, including copies of all documents to be executed or recorded and any loan documents changed at the closing:

(1)	at the time of the closing if done in person; or

(2)	no later than three business days from the closing if done by mail or any other format.

Enacted by Chapter 252, 2004 General Session