Usury: Related Laws

U.S.

• 12 USC 1701l - Limitation on interest rates of insured mortgages; terms of sales
• 12 CFR Part 190 - Preemption of State Usury Laws

Alabama

• Alabama Code > Title 8 > Chapter 8 - Interest and Usury

California

• California Constitution > Article XV - Usury

Connecticut

• Connecticut General Statutes > Title 37 - Interest

Delaware

• Delaware Code > Title 6 > Chapter 23 - Interest

Hawaii

• Hawaii Revised Statutes > Chapter 478 - Interest and Usury

Idaho

• Idaho Code > Title 28 > Chapter 22 - Money of Account and Interest
• Idaho Code > Title 28 > Chapter 42 - Finance Charges and Related Provisions

Indiana

• Indiana Constitution Article 11 Section 9

Iowa

• Iowa Code > Chapter 535 - Money and Interest

Kansas

• Kansas Statutes > Chapter 16 > Article 2 - Interest and Charges

Kentucky

• Kentucky Statutes > Chapter 360 - Interest and Usury

Michigan

• Michigan Laws > Chapter 438 - Money and Interest
• Michigan Laws 438.1 - Money of account
• Michigan Laws 438.2 - Reduction of monetary units to standard units
• Michigan Laws 438.5 - Holder in due course; recovery
• Michigan Laws 438.7 - Interest on verdicts

Minnesota

• Minnesota Statutes > Chapter 334 - Money, Rates of Interest

Missouri

• Missouri Laws > Chapter 408 - Legal Tender and Interest

Nevada

• Nevada Revised Statutes > Chapter 97B - Consumer Protection From Predatory Interest
• Nevada Revised Statutes > Chapter 99 - Money of Account and Interest; Legal Investments

New Hampshire

• New Hampshire Revised Statutes > Chapter 336 - Interest

New Jersey

• New Jersey Statutes > Title 31 - Interest and Usury

New Mexico

• New Mexico Statutes > Chapter 30 > Article 43 - Loan Sharking
• New Mexico Statutes > Chapter 56 > Article 8 - Money, Interest and Usury

New York

• New York Laws > General Obligations > Article 5 > Title 5 - Interest and Usury; Brokerage On Loans

North Carolina

• North Carolina General Statutes > Chapter 24 - Interest

Ohio

• Ohio Code > Chapter 1343 - Interest

Oregon

• Oregon Statutes > Chapter 82 - Interest; Repayment Restrictions

Rhode Island

• Rhode Island General Laws > Chapter 6-26 - Interest and Usury

South Carolina

• South Carolina Code > Title 34 > Chapter 31 - Money and Interest

South Dakota

• South Dakota Codified Laws > Title 54 > Chapter 3 - Interest and Usury

Tennessee

• Tennessee Code > Title 47 > Chapter 14 - Interest Rates Generally

Texas

• Texas Finance Code > Title 4 > Subtitle A - Interest

Utah

• Utah Code > Title 15 > Chapter 1 - Interest

Vermont

• Vermont Statutes Title 2 Sec. 201
• Vermont Statutes Title 2 Sec. 202
• Vermont Statutes Title 2 Sec. 204
• Vermont Statutes Title 2 Sec. 205
• Vermont Statutes Title 3 Sec. 202

Virginia

• Virginia Code 6.2-300: Definitions.
• Virginia Code 6.2-301: Legal rate of interest; when legal rate implied.
• Virginia Code 6.2-302: Judgment rate of interest.
• Virginia Code 6.2-303: Contracts for more than legal rate of interest.
• Virginia Code 6.2-304: Plea of usury; judgment.

Washington

• Washington Code > Chapter 19.52 - Interest -- Usury

West Virginia

• West Virginia Code > Chapter 46A > Article 3 - Finance Charges and Related Provisions
• West Virginia Code > Chapter 47 > Article 6 - Money and Interest

Wisconsin

• Wisconsin Statutes > Chapter 138 - Money and rates of interest