Versions of N.Y. Debtor and Creditor Law 285 - Alternative Federal Exemptions on LawServer 2023 N.Y. Debtor and Creditor Law 285 – Alternative federal exemptions 2022 N.Y. Debtor and Creditor Law 285 – Alternative Federal Exemptions 2020 N.Y. Debtor and Creditor Law 285 – Alternative Federal Exemptions