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Federal and state laws regulate the collection of debts. The applicable federal law is the Fair Debt Collection Practices Act, or FDCPA. The FDCPA governs the techniques a debt collector may employ in the collection of a debt. The FDCPA does not apply to those creditors who collect debts in-house or to government employees whose job is to collect government debts, such as student loans.
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Debt Collection Practices - U.S. Code Provisions

U.S. Code Title 15 > Chapter 41 > Subchapter V - Debt Collection Practices

Debt Collection Practices - Selected State Laws

California	California Civil Code > Division 4 > Part 2 - Special Relations Of Debtor And Creditor
Rhode Island	Rhode Island General Laws > Chapter 19-14.9. Rhode Island Fair Debt Collection Practices Act
Nevada	Nevada Revised Statutes > Chapter 100 - Special Relations of Debtor and Creditor; Suretyship
New Hampshire	New Hampshire Revised Statutes > Chapter 358-C - Unfair, Deceptive Or Unreasonable Collection Practices
New York	New York Laws - General Business > Article 29-H - Debt Collection Procedures
	New York Laws - General Business > Article 29-HH - Debt Collection Procedures Related To Identity Theft
New York	New York Laws > General Business > Article 29-H - Debt Collection Procedures
	New York Laws > General Business > Article 29-HH - Debt Collection Procedures Related To Identity Theft
Tennessee	Tennessee Code > Title 47 > Chapter 29 - Collection of Bad Checks

Questions & Answers: Debt Collection Practices

it is business records your correct sorry for not providing the proper information but do you think it is ok for someone to provide the information by affidavit who only have read ...

">(6) Records of a Regularly Conducted Activity. A record of an act, event, condition, opinion, or diagnosis if: (A) the record was made at or near the time by — or from inform...

John, The witness is almost always an employee of the business involved, but this is not stated as a requirement anywhere. The key is whether they can testify from personal knowled...

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I personally have an appeal pending in the Utah Court of Appeals Case No. 20120601 I tried to get an attorney to take my case pro bona or I was looking for an attorney to ghost wr...

John, Best wishes for success with your appeal. Steve Daily LawServer.com...

	Armstrong Law Firm
	Dallas Bankruptcy Attorneys
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	Practice Areas: Debt and Bankruptcy, Debt Collection Practices
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