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{Financial Services Law Glossary}

Financial Services Law Glossary

A
Adverse action
Adverse Action Notice
Annual percentage rate
Application
C
Check 21 Act
Community Reinvestment Act
Credit bureau
Credit report
Credit Score
E
Electronic funds transfer
Equal Credit Opportunity Act
F
Fair and Accurate Credit Transactions Act of 2003 (FACT Act or FACTA)
Fair Credit Reporting Act
Federal Deposit Insurance Corporation
Federal Reserve System
Finance charge
Fixed rate
Forbearance
Fraud Alert
Frozen account
G
Guarantor
I
Interest
Interest rate
L
Legal tender
Loan modification provision
M
Mortgage
Mortgage loan
Mortgagee
Mortgagor
N
National Bank
National Bank Examiner
National Credit Union Administration
O
Offset, right of
Open-end credit
P
Preauthorized electronic fund transfers
R
Real Estate Settlement Procedures Act
Recourse
Redlining
Revolving credit
Right of offset
Right of rescission
T
Trust account
Truth in Lending Act
U
Usury
Usury rates
V
Variable rate
 
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