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Alabama Code > Title 7 > Article 4 - Bank Deposits And Collections

Alabama Code > Title 7 > Article 4 - Bank Deposits And Collections


Current as of: 2010
§ 7-4-101Short title
§ 7-4-102Applicability
§ 7-4-103Variation by agreement; measure of damages; action constituting ordinary care
§ 7-4-104Definitions and index of definitions
§ 7-4-105"Bank"; "depositary bank"; "payor bank"; "intermediary bank"; "collecting bank"; "presenting bank."
§ 7-4-106Payable through or payable at bank; collecting bank
§ 7-4-107Separate office of bank
§ 7-4-108Time of receipt of items
§ 7-4-109Delays
§ 7-4-110Electronic presentment
§ 7-4-111Statute of limitations; accrual of action
§ 7-4-201Status of collecting bank as agent and provisional status of credits, applicability of article; item indorsed "pay any bank."
§ 7-4-202Responsibility for collection or return; when action timely
§ 7-4-203Effect of instructions
§ 7-4-204Methods of sending and presenting; sending directly to payor bank
§ 7-4-205Depositary bank holder of unindorsed item
§ 7-4-206Transfer between banks
§ 7-4-207Transfer warranties
§ 7-4-208Presentment warranties
§ 7-4-209Encoding and retention warranties
§ 7-4-210Security interest of collecting bank in items, accompanying documents, and proceeds
§ 7-4-211When bank gives value for purposes of holder in due course
§ 7-4-212Presentment by notice of item not payable by, through, or at bank; liability of drawer or indorser
§ 7-4-213Medium and time of settlement by bank
§ 7-4-214Right of charge-back or refund; liability of collecting bank; return of item
§ 7-4-215Final payment of item by payor bank; when provisional debits and credits become final; when certain credits become available for withdrawal
§ 7-4-216Insolvency and preference
§ 7-4-301Deferred posting; recovery of payment by return of items; time of dishonor; return of items by payor bank
§ 7-4-302Payor bank's responsibility for late return of item
§ 7-4-303When items subject to notice, stop-payment order, legal process, or setoff; order in which items may be charged or certified
§ 7-4-401When bank may charge customer's account
§ 7-4-402Bank's liability to customer for wrongful dishonor; time of determining insufficiency of account
§ 7-4-403Customer's right to stop payment; burden of proof of loss
§ 7-4-404Bank not obligated to pay check more than six months old
§ 7-4-405Death or incompetence of customer
§ 7-4-406Customer's duty to discover and report unauthorized signature or alteration
§ 7-4-407Payor bank's right to subrogation on improper payment
§ 7-4-501Handling of documentary drafts; duty to send for presentment and to notify customer of dishonor
§ 7-4-502Presentment of "on arrival" drafts
§ 7-4-503Responsibility of presenting bank for documents and goods; report of reasons for dishonor; referee in case of need
§ 7-4-504Privilege of presenting bank to deal with goods; security interest for expenses

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U.S. Code Provisions: Bank Deposits and Collections (UCC Article 4)

U.S. Code > Title 12 > Chapter 41 - Expedited Funds Availability
U.S. Code > Title 12 > Chapter 50 - Check Truncation
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