Home  > For Everyone  > Real Estate  > Mortgage Lending  > Michigan Laws > Chapter 445 > Act 135 of 1977 - Mortgage Lending Practices 
Search the Michigan Compiled Laws

Michigan Laws > Chapter 445 > Act 135 of 1977 - Mortgage Lending Practices

Michigan Laws > Chapter 445 > Act 135 of 1977 - Mortgage Lending Practices


Current as of: 2009
§ 445.1601Definitions
§ 445.1602Denying loan application or varying terms or conditions of loan contract; uniform application of policy or criteria; basis for consideration of loan application; minimum mortgage amount; minimum loan amount; opportunity to submit loan application; credit
§ 445.1602aProperty/casualty insurance as condition to loan; limitation on amount required; amount as condition of sale, transfer, or assignment
§ 445.1603Lending policies and criteria; loan application procedures and contract terms
§ 445.1604Advantageous loan terms
§ 445.1605Notice to loan inquirers or applicants; posting; contents
§ 445.1606Repealed. 2002, Act 692, Eff. Mar. 31, 2003
§ 445.1607Retention of records and documents
§ 445.1608Violation; investigation; progress report; hearing; report; availability of information
§ 445.1609Voluntary mortgage review boards; mandatory mortgage review boards
§ 445.1610Rules
§ 445.1611Injunction; damages; commissioner as party plaintiff; class actions prohibited
§ 445.1612Violation; fine; costs of investigation; proceedings
§ 445.1613Commencement of action; limitation
§ 445.1614Effective date

________________________________________________________________________

Questions & Answers: Mortgage Lending

I am trying to determine if I have a case. My wife entered into a first position equity line of credit back in 2007. Our lender granted this loan without regard to repayment as m...
no English majors in sight here...
so let me see if I understand this right..... Your wife knowingly entered into a mortgage knowing she had no job or income? Seems to me that she likely defrauded the lender by lyi...
Should i be concerned that my refi was completed without a subordination agreement from my second lender?...
The lenders broker locked in my rate without telling me. I have not signed nor do I intend to sign this lock in agreement. Am I obligated to accept this interest rate, the current ...

Michigan Laws: Mortgage Lending

Michigan Laws > Chapter 12 > Act 3 of 1952 - Service Fees On Real Estate Mortgages
Michigan Laws > Chapter 445 > Act 135 of 1977 - Mortgage Lending Practices
Michigan Laws > Chapter 445 > Act 351 of 1984 - Due-On-Sale Clauses
Michigan Laws > Chapter 445 > Act 660 of 2002 - Consumer Mortgage Protection Act
Michigan Laws > Chapter 445 > Act 173 of 1987 - Mortgage Brokers, Lenders, And Servicers Licensing Act
Michigan Laws > Chapter 493 > Act 125 of 1981 - The Secondary Mortgage Loan Act

U.S. Code Provisions: Mortgage Lending

U.S. Code > Title 12 > Chapter 11A - Federal Home Loan Mortgage Corporation
U.S. Code > Title 12 > Chapter 27 - Real Estate Settlement Procedures
U.S. Code > Title 12 > Chapter 28 - Emergency Mortgage Relief
U.S. Code > Title 12 > Chapter 29 - Home Mortgage Disclosure
U.S. Code > Title 12 > Chapter 39 - Alternative Mortgage Transactions
U.S. Code Title 12 > Chapter 42 > Subchapter I - Prepayment Of Mortgages Insured Under National Housing Act
U.S. Code > Title 12 > Chapter 49 - Homeowners Protection
U.S. Code > Title 12 > Chapter 51 - Secure And Fair Enforcement For Mortgage Licensing

Federal Regulations: Mortgage Lending

U.S. Code > Title 12 > Chapter 11A - Federal Home Loan Mortgage Corporation
U.S. Code > Title 12 > Chapter 27 - Real Estate Settlement Procedures
U.S. Code > Title 12 > Chapter 28 - Emergency Mortgage Relief
U.S. Code > Title 12 > Chapter 29 - Home Mortgage Disclosure
U.S. Code > Title 12 > Chapter 39 - Alternative Mortgage Transactions
U.S. Code Title 12 > Chapter 42 > Subchapter I - Prepayment Of Mortgages Insured Under National Housing Act
U.S. Code > Title 12 > Chapter 49 - Homeowners Protection
U.S. Code > Title 12 > Chapter 51 - Secure And Fair Enforcement For Mortgage Licensing
Comments (0)add comment

Post a comment or question below.
smaller | bigger

busy
 
Email  Email Print  Print   Digg

Alperin Law
Virgina Beach, VA Residential and Commercial Real Estate, Business and Estate Planning Law Firm

4605 Pembroke Lake Circle, Suite 300
Virginia Beach, Virginia 23455
Practice Areas: Real Estate
www.alperinlaw.com/
monotone-frail