‘Catastrophic injury’ means an injury sustained from an accident and resulting in:

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1.  The total loss of sight in one or both eyes;

2.  The total loss of hearing in one or both ears;

3.  The loss by separation of any arm or leg;

4.  An injury to the head or spine which results in paralysis of the legs, the arms or both the legs and arms;

5.  An injury to the head which results in severe cognitive impairment, as determined by a nationally recognized method of objective psychological testing;

6.  An injury consisting of second or third degree burns on 50 percent or more of:

(a) The body;

(b) Both hands; or

(c) The face;

7.  The total loss of or significant and permanent impairment of speech;

8.  A coma or vegetative state;

9.  The loss or significant impairment of function of one or more vital internal organs or organ systems;

10.  The mangling, crushing or amputation of a major portion of an extremity;

11.  An injury which the insurer and the injured employee agree should be administered as a claim for a catastrophic injury;

12.  An injury determined to be a catastrophic injury pursuant to NRS 616C.703; or

13.  Any other category of injury deemed to be catastrophic as determined by the Administrator.