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South Dakota Laws > Title 44 > Chapter 8 - Real Estate Mortgages

South Dakota Laws > Title 44 > Chapter 8 - Real Estate Mortgages


Current as of: 2010
§ 44-8-1Creation, renewal, or extension of mortgage of real property--Formalities required
§ 44-8-1.1Real property interests subject to mortgage
§ 44-8-1.2After-acquired title of real property mortgagor
§ 44-8-1.3Mortgagor not bound to personal performance
§ 44-8-1.4Mortgage assigned with debt
§ 44-8-1.5Security of mortgage protected against mortgagor's act
§ 44-8-2Power of attorney to execute mortgage of real property must be in writing--Signature, acknowledgment, or proof--Recording
§ 44-8-3Standard form of real estate mortgage
§ 44-8-4Assignment of real estate mortgage--Standard form
§ 44-8-5Satisfaction of real estate mortgage--Standard form
§ 44-8-6Adoption of standard forms--Use of other forms not precluded--Name and post office address of mortgagee or assignee required
§ 44-8-7Real estate mortgages--Prohibited provisions--Exception--Federal land bank mortgages
§ 44-8-8Validation of recorded real estate mortgages containing prohibited provisions--Notice to subsequent purchasers, encumbrancers or creditors--Rights of good faith purchasers or encumbrancers prior to July 1, 1949--Rights barred by no action
§ 44-8-9Mortgage of real property--Acknowledgment or proof--Certification and recording
§ 44-8-10Record of mortgage--Notice to subsequent purchasers and encumbrancers
§ 44-8-11Instrument intended as mortgage of real property--Recording as mortgage necessary
§ 44-8-12Defeasance, to effect grant absolute on its face, must be recorded
§ 44-8-13Assignment of mortgage on real property--Recording--Acknowledgment or proof--Contents--Record as proof--Recording fees
§ 44-8-14Discharge of recorded mortgage--Certificate of release, contents, recording, fee
§ 44-8-15Mortgages affecting real property--Defective assignments or discharges recorded prior to July 1, 1939, legalized--Rights or purchasers or encumbrancers protected--Use as evidence--Rights barred by no action
§ 44-8-16Prior or superior mortgage affecting real property--Failure of mortgagor or successor in interest to pay installment due--Payment by holder of inferior mortgage--Added to amount due on mortgage
§ 44-8-17Real property sold on execution or on mortgage foreclosure--Renewal of insurance by purchaser--Payments of taxes or assessments by purchaser--Addition to cost of redemption from sale
§ 44-8-18Past due installments of interest and principal on superior mortgage affecting real property--Payment by holder of inferior mortgage--Insurance, taxes, and assessments paid by purchaser at sale on execution or mortgage foreclosure--Payment by purchaser pr
§ 44-8-19Bond to redeem without paying insurance, taxes or prior liens--Action on bond to determine validity
§ 44-8-20Deficiency in amount of purchase money mortgage given after June 30, 1933--Nonexistent after foreclosure of mortgage
§ 44-8-21Mortgage securing note for purchase price of real estate--Nonnegotiability--Enforcement of liability--Endorsement of note
§ 44-8-22Rights of payee of note given in payment of purchase price--Deficiency judgment prohibition inapplicable unless note secured by real estate mortgage
§ 44-8-23Executory contract remedies unaffected by deficiency judgment provisions
§ 44-8-24Deficiency judgment prohibition inapplicable to purchase money mortgage or notes held by federal agencies and instrumentalities
§ 44-8-25Deficiency judgment provisions not applicable to outside lenders
§ 44-8-26Collateral real estate mortgages
§ 44-8-27Due-on-sale clause defined
§ 44-8-28Inclusion of due-on-sale clause in mortgage required for enforcement
§ 44-8-29Definition of terms
§ 44-8-30Certificate of release--Conditions
§ 44-8-31Requirements of certificate of release
§ 44-8-32Execution and acknowledgment of certificate of release--Appointment of agent
§ 44-8-33Certificate of release prima facie evidence--Recording
§ 44-8-34Recording certificate of release in multiple counties
§ 44-8-35Application of certificate of release only to certain mortgages

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Questions & Answers: Mortgage Lending

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U.S. Code Provisions: Mortgage Lending

U.S. Code > Title 12 > Chapter 11A - Federal Home Loan Mortgage Corporation
U.S. Code > Title 12 > Chapter 27 - Real Estate Settlement Procedures
U.S. Code > Title 12 > Chapter 28 - Emergency Mortgage Relief
U.S. Code > Title 12 > Chapter 29 - Home Mortgage Disclosure
U.S. Code > Title 12 > Chapter 39 - Alternative Mortgage Transactions
U.S. Code Title 12 > Chapter 42 > Subchapter I - Prepayment Of Mortgages Insured Under National Housing Act
U.S. Code > Title 12 > Chapter 49 - Homeowners Protection
U.S. Code > Title 12 > Chapter 51 - Secure And Fair Enforcement For Mortgage Licensing

Federal Regulations: Mortgage Lending

U.S. Code > Title 12 > Chapter 11A - Federal Home Loan Mortgage Corporation
U.S. Code > Title 12 > Chapter 27 - Real Estate Settlement Procedures
U.S. Code > Title 12 > Chapter 28 - Emergency Mortgage Relief
U.S. Code > Title 12 > Chapter 29 - Home Mortgage Disclosure
U.S. Code > Title 12 > Chapter 39 - Alternative Mortgage Transactions
U.S. Code Title 12 > Chapter 42 > Subchapter I - Prepayment Of Mortgages Insured Under National Housing Act
U.S. Code > Title 12 > Chapter 49 - Homeowners Protection
U.S. Code > Title 12 > Chapter 51 - Secure And Fair Enforcement For Mortgage Licensing
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