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West Virginia Code > Chapter 31 > Article 17 - West Virginia Residential Mortgage Lender, Broker And Servicer Act

West Virginia Code > Chapter 31 > Article 17 - West Virginia Residential Mortgage Lender, Broker And Servicer Act


Current as of: 2010
§ 31-17-1Definitions and general provisions
§ 31-17-2License required for lender and broker originator; exemptions
§ 31-17-3Supervision by Commissioner of Banking; rules and regulations; personnel; participation in the Nationwide Mortgage Licensing System and Registry
§ 31-17-4Applications for licenses; requirements; bonds; fees; renewals; waivers and reductions; per loan fee
§ 31-17-5Refusal or issuance of license
§ 31-17-6Minimum net worth to be maintained; bond to be kept in full force and effect; foreign corporation to remain qualified to do business in this state
§ 31-17-7License not transferable or assignable; license may not be franchised; renewal of license
§ 31-17-8Maximum interest rate on subordinate loans; prepayment rebate; maximum points, fees and charges; overriding of federal limitations; limitations on lien documents; prohibitions on primary and subordinate mortgage loans; civil remedy
§ 31-17-9Disclosure; closing statements; other records required; record-keeping requirements
§ 31-17-10Advertising requirements
§ 31-17-11Records and reports; examination of records; analysis
§ 31-17-12Grounds for suspension or revocation of license; suspension and revocation generally; reinstatement or new license
§ 31-17-13Notice of refusal, or suspension or revocation, of license; relinquishing license
§ 31-17-14Hearing before commissioner; provisions pertaining to hearing
§ 31-17-15Judicial review
§ 31-17-16Actions to enjoin violations
§ 31-17-17Loans made in violation of this article void; agreements to waive article void
§ 31-17-18Violations and penalties
§ 31-17-19Severability
§ 31-17-20Effective date

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Questions & Answers: Mortgage Lending

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West Virginia Laws: Mortgage Lending

West Virginia Code > Chapter 31 > Article 17 - West Virginia Residential Mortgage Lender, Broker And Servicer Act
West Virginia Code > Chapter 31 > Article 17A - West Virginia Safe Mortgage Licensing Act
West Virginia Code > Chapter 47 > Article 24 - The Reverse Mortgage Enabling Act

U.S. Code Provisions: Mortgage Lending

U.S. Code > Title 12 > Chapter 11A - Federal Home Loan Mortgage Corporation
U.S. Code > Title 12 > Chapter 27 - Real Estate Settlement Procedures
U.S. Code > Title 12 > Chapter 28 - Emergency Mortgage Relief
U.S. Code > Title 12 > Chapter 29 - Home Mortgage Disclosure
U.S. Code > Title 12 > Chapter 39 - Alternative Mortgage Transactions
U.S. Code Title 12 > Chapter 42 > Subchapter I - Prepayment Of Mortgages Insured Under National Housing Act
U.S. Code > Title 12 > Chapter 49 - Homeowners Protection
U.S. Code > Title 12 > Chapter 51 - Secure And Fair Enforcement For Mortgage Licensing

Federal Regulations: Mortgage Lending

U.S. Code > Title 12 > Chapter 11A - Federal Home Loan Mortgage Corporation
U.S. Code > Title 12 > Chapter 27 - Real Estate Settlement Procedures
U.S. Code > Title 12 > Chapter 28 - Emergency Mortgage Relief
U.S. Code > Title 12 > Chapter 29 - Home Mortgage Disclosure
U.S. Code > Title 12 > Chapter 39 - Alternative Mortgage Transactions
U.S. Code Title 12 > Chapter 42 > Subchapter I - Prepayment Of Mortgages Insured Under National Housing Act
U.S. Code > Title 12 > Chapter 49 - Homeowners Protection
U.S. Code > Title 12 > Chapter 51 - Secure And Fair Enforcement For Mortgage Licensing
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