(a) On receipt of a charter fee in the amount determined under Chapter 202, the commissioner shall examine the articles of incorporation filed with the department under § 822.060 and any certificate filed under § 822.057(a)(4).
(b) If the commissioner approves the articles of incorporation and, if applicable, the certificate filed under § 822.057(a)(4), the commissioner shall certify and file the approved documents with the department records and, on receipt of a fee in the amount determined under Chapter 202, the commissioner shall issue a certified copy of the charter to the incorporators.

(c) When the insurance company’s charter is issued, the charter is effective and the incorporators may proceed with the organization of the company as provided by this code.