The commissioner shall:

(1) Organize, supervise, and administer the Department of Insurance so that the department will perform its lawful functions efficiently and effectively.
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Terms Used In Alabama Code 27-2-7

  • Equitable: Pertaining to civil suits in "equity" rather than in "law." In English legal history, the courts of "law" could order the payment of damages and could afford no other remedy. See damages. A separate court of "equity" could order someone to do something or to cease to do something. See, e.g., injunction. In American jurisprudence, the federal courts have both legal and equitable power, but the distinction is still an important one. For example, a trial by jury is normally available in "law" cases but not in "equity" cases. Source: U.S. Courts
  • person: includes a corporation as well as a natural person. See Alabama Code 1-1-1
  • state: when applied to the different parts of the United States, includes the District of Columbia and the several territories of the United States. See Alabama Code 1-1-1
  • United States: includes the territories thereof and the District of Columbia. See Alabama Code 1-1-1
(2) Enforce the provisions of this title.
(3) Execute the duties imposed upon him or her by this title.
(4) Have the powers and authority expressly conferred upon him or her by, or reasonably implied from, this title.
(5) Sign and execute in the name of the state, by “the state Department of Insurance,” all contracts or agreements with the federal government or its agencies, other states or political subdivisions thereof, political subdivisions of this state, or with private persons.
(6) Conduct such examinations and investigations of insurance matters, in addition to examinations and investigations expressly authorized, as he or she may deem proper to determine whether any person has violated any provision of this title or to secure information useful in the lawful administration of any such provision. The cost of additional examinations or investigations shall be borne by the state except as otherwise expressly provided.
(7) Invoke any legal, equitable, or special remedy for the enforcement of orders or this title.
(8) Have such powers and perform such duties as may be granted to or required of the superintendent of insurance of this state under laws remaining in force after the effective date of this title.
(9) Have such additional powers and duties as may be provided by other laws of this state.
(10) Not issue a license to a natural person under this title or other law unless the natural person is a United States citizen or, if not a citizen of the United States, a person who is legally present in the United States with appropriate documentation from the federal government.
(11) Create educational and informational programs and presentations for consumers regarding insurance and other matters regulated by the department.
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