§ 27-19-1 Applicability of article
§ 27-19-2 Scope and format of policy
§ 27-19-3 Mandatory policy provisions – Generally
§ 27-19-4 Mandatory policy provisions – Entire contract; changes
§ 27-19-5 Mandatory policy provisions – Time limit on certain defenses
§ 27-19-6 Mandatory policy provisions – Grace period
§ 27-19-7 Mandatory policy provisions – Reinstatement
§ 27-19-8 Mandatory policy provisions – Notice of claim; notice of disability continuance
§ 27-19-9 Mandatory policy provisions – Claim forms
§ 27-19-10 Mandatory policy provisions – Proofs of loss
§ 27-19-11 Mandatory policy provisions – Time of payment of claims
§ 27-19-12 Mandatory policy provisions – Payment of claims
§ 27-19-13 Mandatory policy provisions – Physical examination and autopsy
§ 27-19-14 Mandatory policy provisions – Legal actions
§ 27-19-15 Mandatory policy provisions – Change of beneficiary
§ 27-19-16 Optional policy provisions – Generally
§ 27-19-17 Optional policy provisions – Change of occupation
§ 27-19-18 Optional policy provisions – Misstatement of age
§ 27-19-19 Optional policy provisions – Other insurance in this insurer
§ 27-19-20 Optional policy provisions – Insurance with other insurers – Expense-incurred benefits
§ 27-19-21 Optional policy provisions – Insurance with other insurers – Other benefits
§ 27-19-22 Optional policy provisions – Relation of earnings to insurance
§ 27-19-23 Optional policy provisions – Unpaid premiums
§ 27-19-24 Optional policy provisions – Conformity with state statutes
§ 27-19-25 Optional policy provisions – Illegal occupation
§ 27-19-26 Optional policy provisions – Intoxicants and narcotics
§ 27-19-27 Order of provisions in policy
§ 27-19-28 Exclusion of hospitalization benefits for mental patients in tax-supported institutions
§ 27-19-29 Ownership in person other than insured
§ 27-19-30 Provisions of other jurisdictions
§ 27-19-31 Renewability
§ 27-19-32 Examination and return of policy
§ 27-19-33 Addition of endorsements or riders to existing policies
§ 27-19-34 Compliance with article by rider or endorsement
§ 27-19-35 Construction of policy provisions
§ 27-19-36 Age limit or date for termination of coverage
§ 27-19-37 Disability insurance on franchise plan
§ 27-19-38 Coverage of newly born children in health insurance policies
§ 27-19-39 Policies, etc., providing for reimbursement for visual service

Terms Used In Alabama Code > Title 27 > Chapter 19 > Article 1 - General Provisions

  • Amendment: A proposal to alter the text of a pending bill or other measure by striking out some of it, by inserting new language, or both. Before an amendment becomes part of the measure, thelegislature must agree to it.
  • Annuity: A periodic (usually annual) payment of a fixed sum of money for either the life of the recipient or for a fixed number of years. A series of payments under a contract from an insurance company, a trust company, or an individual. Annuity payments are made at regular intervals over a period of more than one full year.
  • Appropriation: The provision of funds, through an annual appropriations act or a permanent law, for federal agencies to make payments out of the Treasury for specified purposes. The formal federal spending process consists of two sequential steps: authorization
  • Assets: (1) The property comprising the estate of a deceased person, or (2) the property in a trust account.
  • Beneficiary: A person who is entitled to receive the benefits or proceeds of a will, trust, insurance policy, retirement plan, annuity, or other contract. Source: OCC
  • Continuance: Putting off of a hearing ot trial until a later time.
  • Contract: A legal written agreement that becomes binding when signed.
  • Corporation: A legal entity owned by the holders of shares of stock that have been issued, and that can own, receive, and transfer property, and carry on business in its own name.
  • Deed: The legal instrument used to transfer title in real property from one person to another.
  • Dependent: A person dependent for support upon another.
  • Devise: To gift property by will.
  • Equitable: Pertaining to civil suits in "equity" rather than in "law." In English legal history, the courts of "law" could order the payment of damages and could afford no other remedy. See damages. A separate court of "equity" could order someone to do something or to cease to do something. See, e.g., injunction. In American jurisprudence, the federal courts have both legal and equitable power, but the distinction is still an important one. For example, a trial by jury is normally available in "law" cases but not in "equity" cases. Source: U.S. Courts
  • Fiscal year: The fiscal year is the accounting period for the government. For the federal government, this begins on October 1 and ends on September 30. The fiscal year is designated by the calendar year in which it ends; for example, fiscal year 2006 begins on October 1, 2005 and ends on September 30, 2006.
  • following: means next after. See Alabama Code 1-1-1
  • Gift: A voluntary transfer or conveyance of property without consideration, or for less than full and adequate consideration based on fair market value.
  • Grace period: The number of days you'll have to pay your bill for purchases in full without triggering a finance charge. Source: Federal Reserve
  • Impeachment: (1) The process of calling something into question, as in "impeaching the testimony of a witness." (2) The constitutional process whereby the House of Representatives may "impeach" (accuse of misconduct) high officers of the federal government for trial in the Senate.
  • insured: as used in this article , shall not be construed as preventing a person other than the insured with a proper insurable interest from making application for and owning a policy covering the insured or from being entitled under such a policy to any indemnities, benefits, and rights provided therein. See Alabama Code 27-19-29
  • Intangible property: Property that has no intrinsic value, but is merely the evidence of value such as stock certificates, bonds, and promissory notes.
  • Jurisdiction: (1) The legal authority of a court to hear and decide a case. Concurrent jurisdiction exists when two courts have simultaneous responsibility for the same case. (2) The geographic area over which the court has authority to decide cases.
  • Lease: A contract transferring the use of property or occupancy of land, space, structures, or equipment in consideration of a payment (e.g., rent). Source: OCC
  • Liabilities: The aggregate of all debts and other legal obligations of a particular person or legal entity.
  • Lien: A claim against real or personal property in satisfaction of a debt.
  • month: means a calendar month. See Alabama Code 1-1-1
  • Mortgage: The written agreement pledging property to a creditor as collateral for a loan.
  • Obligation: An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period.
  • Partnership: A voluntary contract between two or more persons to pool some or all of their assets into a business, with the agreement that there will be a proportional sharing of profits and losses.
  • person: includes a corporation as well as a natural person. See Alabama Code 1-1-1
  • Personal property: All property that is not real property.
  • personal property: includes money, goods, chattels, things in action and evidence of debt, deeds and conveyances. See Alabama Code 1-1-1
  • preceding: means next before. See Alabama Code 1-1-1
  • Probate: Proving a will
  • property: includes both real and personal property. See Alabama Code 1-1-1
  • Remainder: An interest in property that takes effect in the future at a specified time or after the occurrence of some event, such as the death of a life tenant.
  • state: when applied to the different parts of the United States, includes the District of Columbia and the several territories of the United States. See Alabama Code 1-1-1
  • Statute: A law passed by a legislature.
  • Tort: A civil wrong or breach of a duty to another person, as outlined by law. A very common tort is negligent operation of a motor vehicle that results in property damage and personal injury in an automobile accident.
  • United States: includes the territories thereof and the District of Columbia. See Alabama Code 1-1-1
  • User fees: Fees charged to users of goods or services provided by the government. In levying or authorizing these fees, the legislature determines whether the revenue should go into the treasury or should be available to the agency providing the goods or services.
  • Usury: Charging an illegally high interest rate on a loan. Source: OCC
  • writing: includes typewriting and printing on paper. See Alabama Code 1-1-1
  • year: means a calendar year; but, whenever the word "year" is used in reference to any appropriations for the payment of money out of the treasury, it shall mean fiscal year. See Alabama Code 1-1-1