(a) A long-term care insurance policy may not be delivered or issued for delivery in this state if the policy conditions eligibility

Terms Used In Alaska Statutes 21.53.040

  • state: means the State of Alaska unless applied to the different parts of the United States and in the latter case it includes the District of Columbia and the territories. See Alaska Statutes 01.10.060
(1) on a prior hospitalization requirement;
(2) on the receipt of a higher level of institutional care, when care is provided in an institutional setting;
(3) for noninstitutional benefits on a prior institutional stay of more than 30 days for which benefits are paid;
(4) on admission to an institutional care facility for the same or a related condition within a period of less than 30 days after discharge from the institution, if the policy provides benefits only following institutionalization; or
(5) for a benefit, other than a waiver of premium, postconfinement, postacute care, or recuperative benefit, on a prior institutionalization.
(b) A long-term care insurance policy containing a postconfinement, postacute care, or recuperative benefit must clearly label the limitations or conditions, including any required number of days of confinement, “Limitations or Conditions on Eligibility for Benefits” in a separate paragraph of the policy.