A parent, legal guardian, or conservator of a minor, incapacitated person, or protected person may make a request under Alaska Stat. § 45.48.100 – 45.48.290 on behalf of a consumer who is the minor, incapacitated person, or protected person under the supervision of that parent, legal guardian, or conservator. If a consumer credit report does not exist at the time of a request under this section, the consumer credit reporting agency shall generate a consumer credit report for the purpose of placing a security freeze. In this section,

(1) “conservator” means a person appointed or qualified by a court to manage the property of an individual or a person legally authorized to perform substantially the same functions;

Terms Used In Alaska Statutes 45.48.220

  • Credit report: A detailed report of an individual's credit history prepared by a credit bureau and used by a lender in determining a loan applicant's creditworthiness. Source: OCC
  • Guardian: A person legally empowered and charged with the duty of taking care of and managing the property of another person who because of age, intellect, or health, is incapable of managing his (her) own affairs.
  • person: includes a corporation, company, partnership, firm, association, organization, business trust, or society, as well as a natural person. See Alaska Statutes 01.10.060
  • property: includes real and personal property. See Alaska Statutes 01.10.060
(2) “incapacitated person” has the meaning given in Alaska Stat. § 47.24.900;
(3) “minor” means a child under 18 years of age who has not had the disabilities of a minor removed as described in Alaska Stat. § 09.55.590;
(4) “protected person” has the meaning given in Alaska Stat. § 13.27.490.
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