The commissioner may declare any region of the state as an auto insurance fraud crisis area upon making a finding that auto insurance fraud is endemic to the area. That declaration of an auto insurance fraud crisis area shall be in effect for not more than two years, unless extended or renewed by the commissioner. Auto insurance fraud is endemic to an area if the commissioner determines that organized automobile fraud activity exists in the area and contributes significantly to the cost of automobile insurance in that area.

(Added by Stats. 2000, Ch. 867, Sec. 19. Effective January 1, 2001.)

Terms Used In California Insurance Code 1874.90

  • Commissioner: means the Insurance Commissioner of this State. See California Insurance Code 20
  • Fraud: Intentional deception resulting in injury to another.
  • State: means the State of California, unless applied to the different parts of the United States. See California Insurance Code 28