Florida Statutes 626.97075 – Life insurance, disability insurance, and long-term care insurance; discrimination against living organ donors prohibited
Current as of: 2023 | Check for updates
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(1) As used in this section, the term “policy” means any of the following:
(a) An individual or group life insurance policy.
Terms Used In Florida Statutes 626.97075
- Donor: The person who makes a gift.
- Person: means any individual, corporation, association, partnership, reciprocal exchange, interinsurer, Lloyds insurer, fraternal benefit society, or business trust or any entity involved in the business of insurance. See Florida Statutes 626.9511
(b) An industrial life insurance policy, as the term “industrial life insurance” is defined in s. 627.502(1).
(c) A credit life insurance or credit disability insurance policy, as the terms “credit life insurance” and “credit disability insurance” are defined in s. 627.677(1) and (2), respectively.
(d) A long-term care insurance policy, as defined in s. 627.9404(1).
(2) Notwithstanding any other law, an insurer may not, under a policy:
(a) Decline or limit coverage of a person solely due to his or her status as a living organ donor;
(b) Preclude an insured from donating all or part of an organ as a condition to continuing to receive coverage under the policy; or
(c) Otherwise discriminate in the offering, issuance, cancellation, coverage, premium, or any other condition of the policy for a person without any additional actuarial risk and based solely on his or her status as a living organ donor.
(3) The commission may adopt rules and take actions necessary to enforce this section.