ount financed means the total of (1) the case price of the goods, services or interest in land less the amount of any down payment whether made in cash or in property traded in, (2) the amount actually paid or to be paid by the seller pursuant to an agreement with the buyer to discharge a security interest in or a lien on property traded in, (3) any applicable sales, use or excise and documentary stamp taxes if not included in the case price, (4) amounts actually paid or to be paid by the seller for registration, certificate of title or license fees if not included in the cash price, and (5) additional charges permitted by this Article (§ 2202).

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ARTICLE 2
FINANCE CHARGES