It is unlawful for an insurer, broker, agent, or solicitor to cause or permit to be issued, circulated or used, any misrepresentation of the following:

22 Guam Code Ann. BUSINESS REGULATIONS
CH. 15 BUSINESS OF INSURANCE

(a) The terms of a policy issued by the insurer or sought to be negotiated by the person making or permitting the misrepresentation;

(b) The benefits or privileges promised thereunder; (c) The future dividends payable thereunder.
SOURCE: GC § 43256.