The commissioner may authorize a score lower than the minimum Flesch reading ease score required in section 431:10-104(1) when the commissioner determines that the lower score:

(1) Will provide a more accurate indication of the readability of the contract;

Terms Used In Hawaii Revised Statutes 431:10-108

  • Contract: A legal written agreement that becomes binding when signed.
  • Contract: means any policy of life, accident and health or sickness, credit life, credit disability, homeowners, and motor vehicle insurance covering personally owned or personally leased private passenger motor vehicles prepared for delivery by an insurer. See Hawaii Revised Statutes 431:10-102
(2) Is warranted by the nature of a particular contract form, type or class of contract forms; or
(3) Is the result of any language required by state law, regulation or agency interpretation.