(a) No person engaging in the business of insurance in this State shall act as, be appointed as, or hold oneself out to be an adjuster or independent bill reviewer unless so licensed by this State.
(b) Notwithstanding subsection (a), following a declaration by the commissioner authorizing assistance of nonresident adjusters, a Hawaii license shall not be required of a nonresident adjuster for the adjustment of losses; provided that:

(1) The common losses suffered that are to be adjusted are a direct result of an event and are so severe that licensed adjusters and licensed independent adjusters who are residents of this State will be unable to adjust the losses within a reasonable time as determined by the commissioner;
(2) The nonresident adjuster provides the commissioner a certified copy of the adjuster’s current license in another state. The other state shall have substantially similar licensing requirements to section 431:9-222; and
(3) Within three working days of the commencement of work by the nonresident adjuster, the insurance company, independent adjusting company, or producer that is using the adjuster shall provide on its letterhead to the commissioner:

(A) The name of the nonresident adjuster;
(B) The nonresident adjuster’s Hawaii mailing and business addresses and phone numbers; and
(C) The nonresident adjuster’s permanent home and business addresses and phone numbers.

Upon satisfaction of all of these requirements, the nonresident adjuster may be registered with the commissioner and adjust the event’s losses in this State for up to one hundred twenty days from the date of registration or for a period of time determined by the commissioner, whichever is less.

As used in this subsection, “event” means insured property losses in Hawaii that result from a sudden, specific, and natural or man made disaster or phenomenon, as determined by the commissioner.

(c) Any person violating this section shall be assessed a civil penalty not to exceed $5,000 for each factually different violation.
(d) Any person who knowingly violates this section shall be assessed a civil penalty of not less than $1,000 and not more than $10,000 for each violation.
(e) Each repetition of an act that constitutes a violation subject to subsection (c) or (d) shall constitute a separate violation.

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