Hawaii Revised Statutes 454F-4 – License and registration; application; issuance
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Terms Used In Hawaii Revised Statutes 454F-4
- Credit report: A detailed report of an individual's credit history prepared by a credit bureau and used by a lender in determining a loan applicant's creditworthiness. Source: OCC
- Fair Credit Reporting Act: A federal law, established in 1971 and revised in 1997, that gives consumers the right to see their credit records and correct any mistakes. Source: OCC
- Jurisdiction: (1) The legal authority of a court to hear and decide a case. Concurrent jurisdiction exists when two courts have simultaneous responsibility for the same case. (2) The geographic area over which the court has authority to decide cases.
- Mortgage: The written agreement pledging property to a creditor as collateral for a loan.
provided that the commissioner may use any information obtained pursuant to this subsection or through NMLS to determine an applicant’s demonstrated financial responsibility, character, and general fitness for licensure.