Notwithstanding section 41-5803, Idaho Code, a license as a public adjuster shall not be required of the following:
(1)  An attorney admitted to practice in this state, when acting in his or her professional capacity as an attorney;

Terms Used In Idaho Code 41-5804

  • Annuity: A periodic (usually annual) payment of a fixed sum of money for either the life of the recipient or for a fixed number of years. A series of payments under a contract from an insurance company, a trust company, or an individual. Annuity payments are made at regular intervals over a period of more than one full year.
  • Contract: A legal written agreement that becomes binding when signed.
  • Person: means an individual or a business entity. See Idaho Code 41-5802
  • Public adjuster: means any person who, for compensation or any other thing of value on behalf of the insured:
Idaho Code 41-5802
  • State: when applied to the different parts of the United States, includes the District of Columbia and the territories; and the words "United States" may include the District of Columbia and territories. See Idaho Code 73-114
    • (2)  A producer licensed in Idaho who acts only on behalf of his or her own insured and does not hold himself or herself out to the public as a public adjuster;
    (3)  A person who negotiates or settles claims arising under a life or health insurance policy or an annuity contract;
    (4)  A person employed only for the purpose of obtaining facts surrounding a loss or furnishing technical assistance to a licensed public adjuster including, but not limited to, photographers, estimators, private investigators, engineers and handwriting experts;
    (5)  A licensed health care provider, or employee of a licensed health care provider, who prepares or files a health claim form on behalf of a patient; or
    (6)  A person who settles subrogation claims between insurers.