41-1401 Scope of Chapter
41-1402 Purpose of Law — Interpretation
41-1405 Rate Standards
41-1415 Rating Organizations — Licensing
41-1416 Period License Effective — Renewal — Fee — Suspension or Revocation
41-1417 Admission of Subscribers — Services Nondiscriminatory
41-1420 Notice of Rating Organization Changes
41-1421 Technical Services
41-1425 Advisory Organizations
41-1426 Joint Underwriting or Joint Reinsurance
41-1427 Examination of Insurers and Rating, Advisory, Joint Underwriting, and Joint Reinsurance Organizations
41-1428 Recording and Reporting of Loss and Expense Experience
41-1429 Interchange of Data — Consultation
41-1430 Disclosure of Information and Immunity
41-1431 False or Misleading Information
41-1432 Penalties for Violations or Noncompliance
41-1433 Rules and Regulations
41-1434 Hearing Procedure
41-1436 Definitions
41-1437 Making and Use of Rates
41-1438 Two or More Insurers May Act in Concert
41-1439 Records
41-1440 Hearings
41-1441 Assigned Risks

Terms Used In Idaho Code > Title 41 > Chapter 14 - Property Insurance Rates

  • Advisory organization: means every group, association, or other organization of insurers, whether located within or outside this state, which prepares policy forms or makes underwriting rules incident to but not including the making of rates, rating plans or rating systems or which collects and furnishes to authorized insurers or rating organizations loss or expense statistics or other statistical information and data and acts in an advisory, as distinguished from a rate-making, capacity. See Idaho Code 41-1436
  • Affirmed: In the practice of the appellate courts, the decree or order is declared valid and will stand as rendered in the lower court.
  • Appeal: A request made after a trial, asking another court (usually the court of appeals) to decide whether the trial was conducted properly. To make such a request is "to appeal" or "to take an appeal." One who appeals is called the appellant.
  • Complaint: A written statement by the plaintiff stating the wrongs allegedly committed by the defendant.
  • Corporation: A legal entity owned by the holders of shares of stock that have been issued, and that can own, receive, and transfer property, and carry on business in its own name.
  • Equitable: Pertaining to civil suits in "equity" rather than in "law." In English legal history, the courts of "law" could order the payment of damages and could afford no other remedy. See damages. A separate court of "equity" could order someone to do something or to cease to do something. See, e.g., injunction. In American jurisprudence, the federal courts have both legal and equitable power, but the distinction is still an important one. For example, a trial by jury is normally available in "law" cases but not in "equity" cases. Source: U.S. Courts
  • Evidence: Information presented in testimony or in documents that is used to persuade the fact finder (judge or jury) to decide the case for one side or the other.
  • Member: means an insurer which participates in or is entitled to participate in the management of a rating, advisory or other organization. See Idaho Code 41-1436
  • Partnership: A voluntary contract between two or more persons to pool some or all of their assets into a business, with the agreement that there will be a proportional sharing of profits and losses.
  • person: includes a corporation as well as a natural person;
Idaho Code 73-114
  • Probable cause: A reasonable ground for belief that the offender violated a specific law.
  • Property: includes both real and personal property. See Idaho Code 73-114
  • Rating organization: means every person, other than an authorized insurer, whether located within or outside this state, who has as his object or purpose the making of rates, rating plans or rating systems. See Idaho Code 41-1436
  • State: when applied to the different parts of the United States, includes the District of Columbia and the territories; and the words "United States" may include the District of Columbia and territories. See Idaho Code 73-114
  • Statute: A law passed by a legislature.
  • Subscriber: means an insurer which is furnished at its request:
  • Idaho Code 41-1436