Indiana Code 27-1-22-20.1. Foster youth auto insurance availability; list of insurers; payment of costs of auto insurance
(1) the department of child services; or
Terms Used In Indiana Code 27-1-22-20.1
- Contract: A legal written agreement that becomes binding when signed.
- Damages: Money paid by defendants to successful plaintiffs in civil cases to compensate the plaintiffs for their injuries.
- Department: means "the department of insurance" of this state. See Indiana Code 27-1-2-3
- Guardian: A person legally empowered and charged with the duty of taking care of and managing the property of another person who because of age, intellect, or health, is incapable of managing his (her) own affairs.
- Insurance: means a contract of insurance or an agreement by which one (1) party, for a consideration, promises to pay money or its equivalent or to do an act valuable to the insured upon the destruction, loss or injury of something in which the other party has a pecuniary interest, or in consideration of a price paid, adequate to the risk, becomes security to the other against loss by certain specified risks; to grant indemnity or security against loss for a consideration. See Indiana Code 27-1-2-3
- minor: means a person less than eighteen (18) years of age. See Indiana Code 1-1-4-5
certifies or acknowledges that the individual is a foster youth (as defined by IC 31-26-4.5-2).
(b) The department of child services established by IC 31-25-1-1 shall make available to foster youths and to the public a list, provided by the Insurance Institute of Indiana, identifying insurers that may provide automobile insurance coverage outside the plan described in subsection (c) for a minor without a guardian cosigner. The list of insurers shall be reviewed annually.
(c) An assigned risk automobile insurance plan established by insurers under section 20 of this chapter must, subject to the rules of the plan, make automobile insurance available to a foster youth who:
(1) is at least sixteen (16) years of age and not more than twenty-three (23) years of age; and
(2) is receiving services from the department of child services.
(d) An applicant who is a foster youth is responsible for paying all costs of a policy of automobile insurance issued under subsection (c). A state or local government agency, foster parent, or entity providing services to an applicant under a contract or at the direction of a state or local government agency shall not be required to pay any costs associated with a policy of automobile insurance issued under subsection (c) and shall not be liable for any damages that result from the foster youth’s operation of an automobile owned and insured by the foster youth.
As added by P.L.97-2023, SEC.9.