Sec. 3. An insurer that elects to post a property and casualty insurance policy or endorsement on the insurer’s Internet web site under section 2 of this chapter shall comply with all the following:

(1) The policy or endorsement must remain accessible as long as the policy is in force.

Terms Used In Indiana Code 27-1-44-3

  • insurer: means a company, firm, partnership, association, order, society or system making any kind or kinds of insurance and shall include associations operating as Lloyds, reciprocal or inter-insurers, or individual underwriters. See Indiana Code 27-1-2-3
  • property and casualty insurance: means one (1) or more of the types of insurance described in IC 27-1-5-1, Class 2 and Class 3. See Indiana Code 27-1-44-1
(2) After the expiration of the policy or endorsement, the insurer shall:

(A) archive the expired policy or endorsement for at least five (5) years; and

(B) make the expired policy or endorsement available upon request.

(3) The policy or endorsement must be posted in a manner that enables the insured to print and save the policy or endorsement using programs or applications that are widely available on the Internet and free of charge.

(4) The insurer provides to the insured the following information in, or in addition to, each declaration page provided at issuance and each renewal of the policy or endorsement:

(A) A description of the specific policy or endorsement forms purchased by the insured.

(B) A method by which the insured may obtain, upon request and without charge, a paper copy of the policy or endorsement.

(C) The Internet web site address at which the policy or endorsement is posted.

(5) The insurer provides written or electronic notice, in the format preferred by the insured, of the following:

(A) Any change to the policy or endorsement form.

(B) The insured’s right to obtain, upon request and without charge:

(i) a paper copy of the change to the policy or endorsement form; and

(ii) the Internet web site address at which the policy or endorsement is posted.

As added by P.L.119-2014, SEC.2.