Sec. 6. An insurer shall issue an individual or master policy that serves as evidence of a contractual obligation. A certificate of coverage must be issued to each individual under a group policy. All such documents must be filed with the commissioner as required under this title. In addition to those provisions, each policy or certificate concerning legal insurance must contain a complete and clear statement of:

(1) the legal benefits to which the insured is entitled;

Terms Used In Indiana Code 27-7-8-6

  • Commissioner: refers to the commissioner of insurance. See Indiana Code 27-7-8-1
  • Evidence: Information presented in testimony or in documents that is used to persuade the fact finder (judge or jury) to decide the case for one side or the other.
  • Insurer: means a person who obtains a certificate of authority under IC 27-1-3-20. See Indiana Code 27-7-8-1
  • Legal insurance: means insurance against class 2(m) risk of loss as described in IC 27-1-5-1. See Indiana Code 27-7-8-1
  • Obligation: An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period.
(2) any limitation or exclusion on the services, kinds of services, benefits to be provided, including deductible or copayment features; and

(3) where information is available as to how services may be obtained.

As added by Acts 1978, P.L.129, SEC.2.