Indiana Code 27-8-15-33. Mandatory coverage by employer insurer to all employer’s eligible employees and employees’ dependents; employees declining coverage; minimum participation and contribution requirements
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Sec. 33. (a) If a small employer insurer offers coverage under a health insurance plan to a small employer, the small employer insurer shall provide the employer coverage under the plan for:
(2) the dependents of all eligible employees of the small employer.
(1) all eligible employees of the small employer; and
Terms Used In Indiana Code 27-8-15-33
- eligible employee: means an employee:
Indiana Code 27-8-15-8.5
- insurer: means any person who provides health insurance in Indiana. See Indiana Code 27-8-15-10
- plan: means any:
Indiana Code 27-8-15-9
- small employer: means any person, firm, corporation, limited liability company, partnership, or association actively engaged in business who, on at least fifty percent (50%) of the working days of the employer during the preceding calendar year, employed at least two (2) but not more than fifty (50) eligible employees, the majority of whom work in Indiana. See Indiana Code 27-8-15-14
- small employer insurer: means any insurer that offers a health insurance plan covering the employees of a small employer. See Indiana Code 27-8-15-15
(b) Except as provided in section 29 of this chapter with respect to late enrollees, a small employer insurer shall not limit the insurer’s provision of coverage to:
(1) certain individuals in a small employer group; or
(2) a part of a small employer group.
(c) This section does not prohibit an eligible employee from declining coverage under this section.
(d) Nothing in this chapter prohibits a small employer insurer from including minimum participation and contribution requirements in its offer of coverage.
As added by P.L.93-1995, SEC.22.