§ 16a-3-101 (UCCC) Short title
§ 16a-3-102 (UCCC) Scope
§ 16a-3-201 (UCCC) Consumer leases
§ 16a-3-202 (UCCC) Notice to consumer
§ 16a-3-203 (UCCC) Notice of assignment
§ 16a-3-203a Receipt of payment by assignor
§ 16a-3-204 (UCCC) Change in terms of open end credit accounts
§ 16a-3-205 (UCCC) Receipts; statements of account; evidence of payment
§ 16a-3-206 (UCCC) Compliance with rules and regulations; truth in lending
§ 16a-3-207 Consumer loans secured by certain real estate mortgages; appraisals and notice
§ 16a-3-208 Advertising; prohibited conduct
§ 16a-3-209 Calendar days used for computing time
§ 16a-3-301 (UCCC) Security in sales or leases
§ 16a-3-302 (UCCC) Cross-collateral
§ 16a-3-303 (UCCC) Debt secured by cross-collateral
§ 16a-3-304 (UCCC) Use of multiple agreements
§ 16a-3-305 (UCCC) No assignment of earnings
§ 16a-3-306 (UCCC) Authorization to confess judgment prohibited
§ 16a-3-307 (UCCC) Certain negotiable instruments prohibited
§ 16a-3-308 (UCCC) Balloon payments
§ 16a-3-308a Loans secured by mortgages on consumer’s principal residence; negative amortization and balloon payments prohibited
§ 16a-3-309 (UCCC) Referral sales
§ 16a-3-401 (UCCC) Restriction on liability in consumer lease
§ 16a-3-402 (UCCC) Limitation on default charges
§ 16a-3-403 (UCCC) Credit card issuer subject to defenses
§ 16a-3-404 (UCCC) Assignee subject to defenses; application of payments received by assignee; limitation of actions; assignee may require seller or lessor to repurchase obligation; joinder of parties; procedure
§ 16a-3-405 (UCCC) Lender subject to defenses arising from sales and leases

Terms Used In Kansas Statutes > Chapter 16a > Article 3 - Regulation of Agreements and Practices

  • Amortization: Paying off a loan by regular installments.
  • Annual percentage rate: The cost of credit at a yearly rate. It is calculated in a standard way, taking the average compound interest rate over the term of the loan so borrowers can compare loans. Lenders are required by law to disclose a card account's APR. Source: FDIC
  • Appraisal: A determination of property value.
  • Contract: A legal written agreement that becomes binding when signed.
  • Damages: Money paid by defendants to successful plaintiffs in civil cases to compensate the plaintiffs for their injuries.
  • Defendant: In a civil suit, the person complained against; in a criminal case, the person accused of the crime.
  • Evidence: Information presented in testimony or in documents that is used to persuade the fact finder (judge or jury) to decide the case for one side or the other.
  • Finance charge: The total cost of credit a customer must pay on a consumer loan, including interest. The Truth in Lending Act requires disclosure of the finance charge. Source: OCC
  • Lease: A contract transferring the use of property or occupancy of land, space, structures, or equipment in consideration of a payment (e.g., rent). Source: OCC
  • Mortgage: The written agreement pledging property to a creditor as collateral for a loan.
  • Mortgagor: The person who pledges property to a creditor as collateral for a loan and who receives the money.
  • Obligation: An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period.
  • Property: includes personal and real property. See Kansas Statutes 77-201
  • Rescission: The cancellation of budget authority previously provided by Congress. The Impoundment Control Act of 1974 specifies that the President may propose to Congress that funds be rescinded. If both Houses have not approved a rescission proposal (by passing legislation) within 45 days of continuous session, any funds being withheld must be made available for obligation.
  • Residence: means the place which is adopted by a person as the person's place of habitation and to which, whenever the person is absent, the person has the intention of returning. See Kansas Statutes 77-201
  • State: when applied to the different parts of the United States, includes the District of Columbia and the territories. See Kansas Statutes 77-201