(1) Unfair discrimination against individuals on the basis of blindness or partial blindness is prohibited.
(2) For the purposes of this section, unfair discrimination against individuals on the basis of blindness or partial blindness consists of refusing to insure, refusing to continue to insure, limiting the amount, extent, or kind of coverage available to an individual, or charging an individual a different rate for the same coverage solely because of blindness or partial blindness.

Terms Used In Kentucky Statutes 304.12-215

  • Annuity: A periodic (usually annual) payment of a fixed sum of money for either the life of the recipient or for a fixed number of years. A series of payments under a contract from an insurance company, a trust company, or an individual. Annuity payments are made at regular intervals over a period of more than one full year.
  • State: when applied to a part of the United States, includes territories, outlying possessions, and the District of Columbia. See Kentucky Statutes 446.010

(3) This section shall only apply to life and health insurance and annuity contracts delivered, issued for delivery, or renewed in this state after July 15, 1986.
Effective: July 15, 1986
History: Created 1986 Ky. Acts ch. 437, sec. 18, effective July 15, 1986.

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