Louisiana Revised Statutes 22:1374 – A. Pet insurers and producers shall not market a wellness program as pet insurance.
Terms Used In Louisiana Revised Statutes 22:1374
- Contract: A legal written agreement that becomes binding when signed.
- Policy: means an automobile liability, automobile physical damage, or automobile collision policy, or any combination thereof, delivered or issued for delivery in this state, or any binder based on such a policy, insuring a single individual or husband and wife resident of the same household, as named insured, and under which the insured vehicles therein designated are of the following types only:
(a) A private passenger vehicle that is not used as a public or livery conveyance for passengers, nor rented to others. See Louisiana Revised Statutes 22:1266
§1374. Sales practices
A. Pet insurers and producers shall not market a wellness program as pet insurance.
B. If a wellness program is sold by a pet insurer or producer, all of the following apply:
(1) The purchase of the wellness program shall not be a requirement for the purchase of pet insurance.
(2) The costs of the wellness program shall be separate and identifiable from any pet insurance policy sold by a pet insurer or producer.
(3) The terms and conditions for the wellness program shall be separate from any pet insurance policy sold by a pet insurer or producer.
(4) The products and coverages available through the wellness program shall not duplicate products or coverages available through the pet insurance policy.
(5) The advertising of the wellness program shall not be misleading and shall be in accordance with the provisions of this Section.
(6) The pet insurer or producer shall make all of the following disclosures to consumers, printed in twelve-point boldface type:
(a) Wellness programs are not insurance.
(b) The address and customer service telephone number of the pet insurer or producer or broker of record.
(c) The department’s mailing address, toll-free telephone number, and website address.
C. Coverages included in the pet insurance policy contract described as “wellness” benefits are insurance.
Acts 2023, No. 94, §1, eff. Jan. 1, 2024.