§ 4-1101 Short title
§ 4-1102 Subject matter
§ 4-1103 Payment order; definitions
§ 4-1104 Funds transfer; definitions
§ 4-1105 Other definitions
§ 4-1106 Time payment order received
§ 4-1107 Federal reserve regulations and operating circulars
§ 4-1109 Relationship to federal Electronic Fund Transfer Act
§ 4-1201 Security procedure
§ 4-1202 Authorized and verified payment orders
§ 4-1203 Unenforceability of certain verified payment orders
§ 4-1204 Refund of payment and duty of customer to report with respect to unauthorized payment order
§ 4-1205 Erroneous payment orders
§ 4-1206 Transmission of payment order through funds transfer or other communication system
§ 4-1207 Misdescription of beneficiary
§ 4-1208 Misdescription of intermediary bank or beneficiary’s bank
§ 4-1209 Acceptance of payment order
§ 4-1210 Rejection of payment order
§ 4-1211 Cancellation and amendment of payment order
§ 4-1212 Liability and duty of receiving bank regarding unaccepted payment order
§ 4-1301 Execution and execution date
§ 4-1302 Obligations of receiving bank in execution of payment order
§ 4-1303 Erroneous execution of payment order
§ 4-1304 Duty of sender to report erroneously executed payment order
§ 4-1305 Liability for late or improper execution or failure to execute payment order
§ 4-1401 Payment date
§ 4-1402 Obligation of sender to pay receiving bank
§ 4-1403 Payment by sender to receiving bank
§ 4-1404 Obligation of beneficiary’s bank to pay and give notice to beneficiary
§ 4-1405 Payment by beneficiary’s bank to beneficiary
§ 4-1406 Payment by originator to beneficiary; discharge of underlying obligation
§ 4-1501 Variation by agreement and effect of funds transfer system rule
§ 4-1502 Creditor process served on receiving bank; setoff by beneficiary’s bank
§ 4-1503 Injunction or restraining order with respect to funds transfer
§ 4-1504 Order in which items and payment orders may be charged to account; order of withdrawals from account
§ 4-1505 Preclusion of objection to debit of customer’s account
§ 4-1506 Rate of interest
§ 4-1507 Choice of law

Terms Used In Maine Revised Statutes > Title 11 > Article 4-A

  • another department: means a department of the State other than the Department of Health and Human Services. See Maine Revised Statutes Title 22 Sec. 21
  • another program: means a program of the department not defined as a program in subsection 10 or a program of another department that is approved for addition to the EBT system. See Maine Revised Statutes Title 22 Sec. 21
  • Appeal: A request made after a trial, asking another court (usually the court of appeals) to decide whether the trial was conducted properly. To make such a request is "to appeal" or "to take an appeal." One who appeals is called the appellant.
  • Appropriation: The provision of funds, through an annual appropriations act or a permanent law, for federal agencies to make payments out of the Treasury for specified purposes. The formal federal spending process consists of two sequential steps: authorization
  • Assets: (1) The property comprising the estate of a deceased person, or (2) the property in a trust account.
  • Attachment: A procedure by which a person's property is seized to pay judgments levied by the court.
  • Ballot labels: means the pages, cards or other material containing the names of offices and candidates and the referendum questions to be voted on that are placed on the voting device to conform with the voting system in use. See Maine Revised Statutes Title 21-A Sec. 808
  • Beneficiary: A person who is entitled to receive the benefits or proceeds of a will, trust, insurance policy, retirement plan, annuity, or other contract. Source: OCC
  • Candidate: means any person who has filed a petition under either sections 335 and 336 or sections 354 and 355 and has qualified as a candidate by either procedure, or any person who has received contributions or made expenditures or has given his consent for any other person to receive contributions or make expenditures with the intent of qualifying as a candidate. See Maine Revised Statutes Title 21-A Sec. 1
  • Charitable purpose: means the relief of poverty, the advancement of education or religion, the promotion of health, the promotion of a governmental purpose or any other purpose the achievement of which is beneficial to the community. See Maine Revised Statutes Title 13 Sec. 5102
  • Child or children: means a person who has not attained the age of 18 years. See Maine Revised Statutes Title 1 Sec. 72
  • Commissioner: means the Commissioner of Health and Human Services. See Maine Revised Statutes Title 22 Sec. 1-A
  • Damages: Money paid by defendants to successful plaintiffs in civil cases to compensate the plaintiffs for their injuries.
  • Debit card: means an encoded plastic card distributed by the department or another department or a contractor with that department for use in an automated teller machine or a point of sale device. See Maine Revised Statutes Title 22 Sec. 21
  • Decedent: A deceased person.
  • Deed: The legal instrument used to transfer title in real property from one person to another.
  • Defendant: In a civil suit, the person complained against; in a criminal case, the person accused of the crime.
  • Department: means the Department of Health and Human Services. See Maine Revised Statutes Title 22 Sec. 1-A
  • Donor: The person who makes a gift.
  • EBT: means a system for the delivery of benefits to recipients by means of credit or debit card services, automated teller machines, point of sale devices or access to online systems for the withdrawal of funds or the processing of a payment for merchandise or a service. See Maine Revised Statutes Title 22 Sec. 21
  • EBT card: means a card issued by the department under an electronic benefits transfer system for the delivery of benefits to recipients. See Maine Revised Statutes Title 22 Sec. 21
  • Election official: means a warden, ward clerk, deputy warden or election clerk. See Maine Revised Statutes Title 21-A Sec. 1
  • Electronic tabulating system: includes all the software and firmware required to program and control the equipment in the respective system. See Maine Revised Statutes Title 21-A Sec. 808
  • Endowment fund: means an institutional fund or part thereof that, under the terms of a gift instrument, is not wholly expendable by the institution on a current basis. See Maine Revised Statutes Title 13 Sec. 5102
  • Entitlement: A Federal program or provision of law that requires payments to any person or unit of government that meets the eligibility criteria established by law. Entitlements constitute a binding obligation on the part of the Federal Government, and eligible recipients have legal recourse if the obligation is not fulfilled. Social Security and veterans' compensation and pensions are examples of entitlement programs.
  • Escrow: Money given to a third party to be held for payment until certain conditions are met.
  • Evidence: Information presented in testimony or in documents that is used to persuade the fact finder (judge or jury) to decide the case for one side or the other.
  • Federal Reserve System: The central bank of the United States. The Fed, as it is commonly called, regulates the U.S. monetary and financial system. The Federal Reserve System is composed of a central governmental agency in Washington, D.C. (the Board of Governors) and twelve regional Federal Reserve Banks in major cities throughout the United States. Source: OCC
  • Fiduciary: A trustee, executor, or administrator.
  • Fiscal year: The fiscal year is the accounting period for the government. For the federal government, this begins on October 1 and ends on September 30. The fiscal year is designated by the calendar year in which it ends; for example, fiscal year 2006 begins on October 1, 2005 and ends on September 30, 2006.
  • Food stamps: means the food stamp program established pursuant to section 3104. See Maine Revised Statutes Title 22 Sec. 21
  • Fraud: Intentional deception resulting in injury to another.
  • Garnishment: Generally, garnishment is a court proceeding in which a creditor asks a court to order a third party who owes money to the debtor or otherwise holds assets belonging to the debtor to turn over to the creditor any of the debtor
  • Gift: A voluntary transfer or conveyance of property without consideration, or for less than full and adequate consideration based on fair market value.
  • Gift instrument: means a record or records, including an institutional solicitation, under which property is granted to, transferred to or held by an institution as an institutional fund. See Maine Revised Statutes Title 13 Sec. 5102
  • Guardian: A person legally empowered and charged with the duty of taking care of and managing the property of another person who because of age, intellect, or health, is incapable of managing his (her) own affairs.
  • Historic dollar value: means the aggregate value in dollars of:  
A. See Maine Revised Statutes Title 13 Sec. 5102
  • in writing: include printing and other modes of making legible words. See Maine Revised Statutes Title 1 Sec. 72
  • Incoming voting list: means the printed list of all of the voters in a municipality that is used by election officials at a voting place to record which voters have been issued a ballot at an election. See Maine Revised Statutes Title 21-A Sec. 1
  • Institution: means :  
  • A. See Maine Revised Statutes Title 13 Sec. 5102
  • Institutional fund: means a fund held by an institution exclusively for charitable purposes. See Maine Revised Statutes Title 13 Sec. 5102
  • Intangible property: Property that has no intrinsic value, but is merely the evidence of value such as stock certificates, bonds, and promissory notes.
  • Joint tenancy: A form of property ownership in which two or more parties hold an undivided interest in the same property that was conveyed under the same instrument at the same time. A joint tenant can sell his (her) interest but not dispose of it by will. Upon the death of a joint tenant, his (her) undivided interest is distributed among the surviving joint tenants.
  • Jurisdiction: (1) The legal authority of a court to hear and decide a case. Concurrent jurisdiction exists when two courts have simultaneous responsibility for the same case. (2) The geographic area over which the court has authority to decide cases.
  • Liabilities: The aggregate of all debts and other legal obligations of a particular person or legal entity.
  • Lien: A claim against real or personal property in satisfaction of a debt.
  • Life estate: A property interest limited in duration to the life of the individual holding the interest (life tenant).
  • Litigation: A case, controversy, or lawsuit. Participants (plaintiffs and defendants) in lawsuits are called litigants.
  • Majority: when used in reference to age shall mean the age of 18 and over. See Maine Revised Statutes Title 1 Sec. 72
  • may: when used in this Title, is used in a permissive sense to grant authority or permission, but not to create duty, to act in the manner specified by the context. See Maine Revised Statutes Title 21-A Sec. 7
  • Medicaid: means the Medicaid program under the provisions of the United States Social Security Act, Title XIX, and successors to it, and related rules of the department pursuant to chapter 855. See Maine Revised Statutes Title 22 Sec. 21
  • municipal clerk: means the clerk, deputy clerk or assistant clerk, where directed by the clerk to carry out duties under this Title, of a municipality. See Maine Revised Statutes Title 21-A Sec. 1
  • Municipal officers: means the mayor and aldermen or councillors of a city, the selectmen or councillors of a town and the assessors of a plantation. See Maine Revised Statutes Title 21-A Sec. 1
  • Municipal officers: means the mayor and aldermen or councillors of a city, the selectmen or councillors of a town and the assessors of a plantation. See Maine Revised Statutes Title 1 Sec. 72
  • Municipality: means a city, town or plantation. See Maine Revised Statutes Title 21-A Sec. 1
  • Official tally tape: means the first tape produced by an electronic tabulating machine that tallies the final vote totals at the conclusion of voting and that is attached to the zero tape produced by the machine prior to the start of voting. See Maine Revised Statutes Title 21-A Sec. 1
  • Parents as Scholars: means the program established in chapter 1054-B. See Maine Revised Statutes Title 22 Sec. 21
  • Person: means an individual, corporation, business trust, estate, trust, partnership, limited liability company, association, joint venture, public corporation, government or governmental subdivision, agency or instrumentality or any other legal or commercial entity. See Maine Revised Statutes Title 13 Sec. 5102
  • Pleadings: Written statements of the parties in a civil case of their positions. In the federal courts, the principal pleadings are the complaint and the answer.
  • Point of sale device: means a machine that accepts a debit card distributed to recipients; electronically processes transactions at the vendor's place of business; and records and reports individual recipient benefit entitlement and distribution. See Maine Revised Statutes Title 22 Sec. 21
  • Primary election: means the regular election for the election of nominees of a party for the general election. See Maine Revised Statutes Title 21-A Sec. 1
  • Program: means the food stamps or Medicaid program or another program. See Maine Revised Statutes Title 22 Sec. 21
  • Prosecute: To charge someone with a crime. A prosecutor tries a criminal case on behalf of the government.
  • Public law: A public bill or joint resolution that has passed both chambers and been enacted into law. Public laws have general applicability nationwide.
  • Question: means any proposition submitted to the voters. See Maine Revised Statutes Title 21-A Sec. 1
  • Recipient: means a recipient of benefits under the food stamp or Medicaid programs or another program. See Maine Revised Statutes Title 22 Sec. 21
  • Record: means information that is inscribed on a tangible medium or that is stored in an electronic or other medium and is retrievable in perceivable form. See Maine Revised Statutes Title 13 Sec. 5102
  • Referendum: means an election for the determination of a question. See Maine Revised Statutes Title 21-A Sec. 1
  • Rescission: The cancellation of budget authority previously provided by Congress. The Impoundment Control Act of 1974 specifies that the President may propose to Congress that funds be rescinded. If both Houses have not approved a rescission proposal (by passing legislation) within 45 days of continuous session, any funds being withheld must be made available for obligation.
  • Restitution: The court-ordered payment of money by the defendant to the victim for damages caused by the criminal action.
  • Service of process: The service of writs or summonses to the appropriate party.
  • Settlement: Parties to a lawsuit resolve their difference without having a trial. Settlements often involve the payment of compensation by one party in satisfaction of the other party's claims.
  • Statute: A law passed by a legislature.
  • Temporary Assistance for Needy Families: means the program established in chapter 1053-B. See Maine Revised Statutes Title 22 Sec. 21
  • Tenancy in common: A type of property ownership in which two or more individuals have an undivided interest in property. At the death of one tenant in common, his (her) fractional percentage of ownership in the property passes to the decedent
  • Trial: A hearing that takes place when the defendant pleads "not guilty" and witnesses are required to come to court to give evidence.
  • Trustee: A person or institution holding and administering property in trust.
  • Under age: means under the age of 18. See Maine Revised Statutes Title 1 Sec. 72
  • United States: includes territories and the District of Columbia. See Maine Revised Statutes Title 1 Sec. 72
  • Vendor: means an authorized retailer, wholesaler or health care provider that provides food, cash benefits or health care services to a recipient. See Maine Revised Statutes Title 22 Sec. 21
  • Voter: means a person registered to vote. See Maine Revised Statutes Title 21-A Sec. 1
  • Voting device: means the voting machine or electronic tabulating system apparatus that the voters use to record their votes on paper ballots or on a tabulating card. See Maine Revised Statutes Title 21-A Sec. 808
  • Voting district: means an area set off from another in the same municipality for voting purposes. See Maine Revised Statutes Title 21-A Sec. 1
  • Voting place: means the building in which ballots are cast at an election. See Maine Revised Statutes Title 21-A Sec. 1
  • Voting system: means the total combination of mechanical, electromechanical or electronic equipment, including the software, firmware and documentation required to program, control and support the equipment, that is used to define or produce ballots, to cast and count votes, to report or display election results and to maintain and produce any audit trail information. See Maine Revised Statutes Title 21-A Sec. 808
  • Warden: means the presiding officer at a voting place. See Maine Revised Statutes Title 21-A Sec. 1
  • Year: means a calendar year, unless otherwise expressed. See Maine Revised Statutes Title 1 Sec. 72