Maine Revised Statutes > Title 11 > Article 4 > Part 1 – General Provisions and Definitions
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Terms Used In Maine Revised Statutes > Title 11 > Article 4 > Part 1 - General Provisions and Definitions
- Adult: means a person who has attained the age of 18 years. See Maine Revised Statutes Title 1 Sec. 72
- Adverse underwriting decision: means any of the following actions with respect to consumer insurance transactions involving insurance coverage that is individually underwritten:
A. See Maine Revised Statutes Title 24-A Sec. 2204affiliated: means a person that directly, or indirectly through one or more intermediaries, controls, is controlled by or is under common control with another person. See Maine Revised Statutes Title 24-A Sec. 2204 Amendment: A proposal to alter the text of a pending bill or other measure by striking out some of it, by inserting new language, or both. Before an amendment becomes part of the measure, thelegislature must agree to it. Applicant: means any person who seeks to contract for insurance coverage other than a person seeking group insurance that is not individually underwritten. See Maine Revised Statutes Title 24-A Sec. 2204 carrier: means :
A. See Maine Revised Statutes Title 24-A Sec. 2204Complaint: A written statement by the plaintiff stating the wrongs allegedly committed by the defendant. Confidential investigative information: means any information that:
A. See Maine Revised Statutes Title 24-A Sec. 2204consumer: means any individual who resides or obtains insurance in this State and:
A. See Maine Revised Statutes Title 24-A Sec. 2204Consumer insurance transaction: means an insurance transaction involving insurance primarily for personal, family or household needs rather than business or professional needs. See Maine Revised Statutes Title 24-A Sec. 2204 Contract: A legal written agreement that becomes binding when signed. Corporation: A legal entity owned by the holders of shares of stock that have been issued, and that can own, receive, and transfer property, and carry on business in its own name. Damages: Money paid by defendants to successful plaintiffs in civil cases to compensate the plaintiffs for their injuries. Evidence: Information presented in testimony or in documents that is used to persuade the fact finder (judge or jury) to decide the case for one side or the other. Fair Credit Reporting Act: A federal law, established in 1971 and revised in 1997, that gives consumers the right to see their credit records and correct any mistakes. Source: OCC Fraud: Intentional deception resulting in injury to another. Guardian: A person legally empowered and charged with the duty of taking care of and managing the property of another person who because of age, intellect, or health, is incapable of managing his (her) own affairs. Health care: includes prescribing, dispensing, furnishing or providing to a patient drugs, biologicals, medical devices, health care equipment and supplies or hospice services and the banking of blood, sperm, organs or any other tissue. See Maine Revised Statutes Title 24-A Sec. 2204 Health care: means any care, treatment, service or procedure to maintain, diagnose or otherwise affect an individual's physical or mental condition. See Maine Revised Statutes Title 22 Sec. 1501 Health care facility: means a facility, institution or entity licensed pursuant to Title 22 that offers health care to persons in this State, including a home health care entity and a hospice program, or a pharmacy licensed pursuant to Title 32. See Maine Revised Statutes Title 24-A Sec. 2204 Health care information: means information that:
A. See Maine Revised Statutes Title 24-A Sec. 2204Health care practitioner: means a person licensed in this State to provide or otherwise lawfully providing health care, and includes a partnership or corporation made up of health care practitioners, or an officer, employee, agent or contractor of a health care practitioner acting in the course and scope of employment, agency or contract related to or supportive of the provision of health care to an individual. See Maine Revised Statutes Title 24-A Sec. 2204 Health care provider: means a health care practitioner or health care facility. See Maine Revised Statutes Title 24-A Sec. 2204 in writing: include printing and other modes of making legible words. See Maine Revised Statutes Title 1 Sec. 72 Institutional source: means any person or governmental entity that provides information about an individual to a regulated insurance entity or insurance support organization other than:
A. See Maine Revised Statutes Title 24-A Sec. 2204Insurance support organization: means any person, other than a regulated insurance entity, health care provider or governmental agency, who regularly engages, in whole or in part, in the practice of assembling or collecting information for the primary purpose of providing the information to carriers, producers or agencies for insurance transactions, including:
A. See Maine Revised Statutes Title 24-A Sec. 2204Insurance transaction: means any transaction that entails:
A. See Maine Revised Statutes Title 24-A Sec. 2204Minor: means a person under 18 years of age. See Maine Revised Statutes Title 22 Sec. 1501 Obligation: An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period. Partnership: A voluntary contract between two or more persons to pool some or all of their assets into a business, with the agreement that there will be a proportional sharing of profits and losses. Personal information: includes but is not limited to an individual's name and address and health care information. See Maine Revised Statutes Title 24-A Sec. 2204 pest: means any insect, rodent, nematode, fungus, weed, or any other form of terrestrial or aquatic plant or animal life or virus, bacteria or other micro-organism, except viruses, bacteria or other micro-organisms on or in living humans or other living animals, that the commissioner declares to be a pest. See Maine Revised Statutes Title 22 Sec. 1471-C pesticide: means any substance or mixture of substances intended for preventing, destroying, repelling or mitigating any pest, and any substance or mixture of substances intended for use as a plant regulator, defoliant or desiccant. See Maine Revised Statutes Title 22 Sec. 1471-C Policyholder: means any person who:
A. See Maine Revised Statutes Title 24-A Sec. 2204Power of attorney: A written instrument which authorizes one person to act as another's agent or attorney. The power of attorney may be for a definite, specific act, or it may be general in nature. The terms of the written power of attorney may specify when it will expire. If not, the power of attorney usually expires when the person granting it dies. Source: OCC Pretext interview: means an interview wherein a person, in an attempt to obtain information, performs one or more of the following acts:
A. See Maine Revised Statutes Title 24-A Sec. 2204Regulated insurance entity: means any person or entity required to be licensed by the superintendent under this Title or Title 24, including without limitation a carrier, producer, producer agency or administrator. See Maine Revised Statutes Title 24-A Sec. 2204 Residual market: means any special-purpose insurer, association, organization or other entity that provides insurance coverage to persons who are unable to obtain it in the voluntary market. See Maine Revised Statutes Title 24-A Sec. 2204 Settlement: Parties to a lawsuit resolve their difference without having a trial. Settlements often involve the payment of compensation by one party in satisfaction of the other party's claims. Surrogate: means :
A. See Maine Revised Statutes Title 22 Sec. 1501under common control with: means the possession, direct or indirect, of the power to direct or cause the direction of the management and policies of a person, whether through the ownership of voting securities, by contract other than a commercial contract for goods or nonmanagement services or otherwise, unless the power is the result of an official position with or a corporate office held by the person. See Maine Revised Statutes Title 24-A Sec. 2204 United States: includes territories and the District of Columbia. See Maine Revised Statutes Title 1 Sec. 72