Maine Revised Statutes Title 24-A Sec. 2303-A – Surcharge
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Terms Used In Maine Revised Statutes Title 24-A Sec. 2303-A
- Rate: means the cost of insurance per exposure unit, whether expressed as a single number or as a prospective loss cost with an adjustment to account for the treatment of expenses, profit, and individual insurer variation in loss experience, prior to any application of individual risk variation based on loss or expense considerations, and not including minimum premium. See Maine Revised Statutes Title 24-A Sec. 2302-A
An insurer may not surcharge a motor vehicle insurance policy based on a motor vehicle operator’s license suspension when that suspension is pursuant to Title 29?A, section 2472, subsection 3, paragraph B, except in accordance with this section. If the person had an alcohol level of at least 0.05 grams or more of alcohol but less than 0.08 grams of alcohol per 100 milliliters of blood or 210 liters of breath, the surcharge is limited to 20%. If the person had an alcohol level of at least 0.02 grams of alcohol but less than 0.05 grams of alcohol per 100 milliliters of blood or 210 liters of breath, the surcharge is limited to 10%. If the policy covers multiple vehicles, the surcharge may be applied only to that portion of the rate attributable to a single vehicle. [PL 2009, c. 447, §22 (AMD).]
SECTION HISTORY
PL 1989, c. 366, §1 (NEW). PL 1995, c. 65, §A67 (AMD). PL 1995, c. 65, §§A153,C15 (AFF). PL 2009, c. 447, §22 (AMD).