Maryland Code > COMMERCIAL LAW > Title 12 > Subtitle 13 – Mortgage Loans – Notice of Housing Counseling Programs and Services
Current as of: 2023 | Check for updates
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Other versions
§ 12-1301 | Definitions |
§ 12-1302 | Applicability of subtitle |
§ 12-1303 | Home buyer education or housing counseling |
§ 12-1304 | Closing on mortgage loan without notice prohibited |
Terms Used In Maryland Code > COMMERCIAL LAW > Title 12 > Subtitle 13 - Mortgage Loans - Notice of Housing Counseling Programs and Services
- County: means a county of the State or Baltimore City. See
- Fiscal year: The fiscal year is the accounting period for the government. For the federal government, this begins on October 1 and ends on September 30. The fiscal year is designated by the calendar year in which it ends; for example, fiscal year 2006 begins on October 1, 2005 and ends on September 30, 2006.
- including: means includes or including by way of illustration and not by way of limitation. See
- Lien: A claim against real or personal property in satisfaction of a debt.
- Mortgage: The written agreement pledging property to a creditor as collateral for a loan.
- Mortgage loan: A loan made by a lender to a borrower for the financing of real property. Source: OCC
- Person: includes an individual, receiver, trustee, guardian, personal representative, fiduciary, representative of any kind, corporation, partnership, business trust, statutory trust, limited liability company, firm, association, or other nongovernmental entity. See
- Real property: Land, and all immovable fixtures erected on, growing on, or affixed to the land.
- state: means :
(1) a state, possession, territory, or commonwealth of the United States; or
(2) the District of Columbia. See