(1) is at least 35 years old;

(2) has worked for the individual’s family in the family home;

(3) is not gainfully employed;

(4) has had, or would have, difficulty in securing employment; and

(5) has depended on:

(i) the income of a family member and has lost that income as the result of separation, divorce, or the death or disability of that family member; or

(ii) government assistance as the parent of a dependent child and is no longer eligible for that assistance.