(a) A licensee shall pay a customer, in United States currency, the face amount of the payment instrument received less the fee charged.

(b) (1) A licensee may not provide check cashing services to a customer unless the customer presents a form of customarily acceptable identification.

(2) Acceptable forms of identification include:

(i) A valid driver’s license with photograph issued by a state government;

(ii) A valid identity card with photograph issued by a state government;

(iii) A valid United States passport or alien registration card; and

(iv) A valid military identification card.