§ 1 Title
§ 2 Purpose
§ 3 Definitions
§ 4 Application; exceptions
§ 5 Rates; regulatory provisions; insurance company groups
§ 5B Terminated, 1986, 351, Sec. 18
§ 5C Experience review plans
§ 6 Rules, rates, classifications; filing with commissioner; waiver of filing; excessive rate on specific risk; approval
§ 7 Improper filing; hearings; aggrieved persons; remedies
§ 8 Rating organization; application for license; regulation; fee; subscription for services by insurer
§ 9 Rating organization; rights of members
§ 10 Rating organization; action or decision; appeal
§ 10A Rating organization; toll free tip line for reporting suspected motor vehicle theft; rewards for information
§ 11 Rate information; furnishing to insured; appearance by agent or broker
§ 12 Advisory organization
§ 13 Joint reinsurance; regulations
§ 14 Rating organizations, etc.; examination; confidentiality and privilege; power of commissioner; costs
§ 15 Rating organizations; regulations; commissioner’s power to promulgate rules
§ 16 False or misleading information
§ 17 Agreements and rate modifications; commissioner’s approval
§ 18 Violation of this chapter; penalty
§ 19 Aggrieved insurer or rating organization; hearing before commissioner; appeal
§ 20 Severability

Terms Used In Massachusetts General Laws > Chapter 175A - Regulation of Rates for Certain Casualty Insurance, Including Fidelity, Surety and Guaranty Bonds, and for All Other Forms of Motor Vehicle Insurance, and Regulation of Rating Organizations

  • Affirmed: In the practice of the appellate courts, the decree or order is declared valid and will stand as rendered in the lower court.
  • Appeal: A request made after a trial, asking another court (usually the court of appeals) to decide whether the trial was conducted properly. To make such a request is "to appeal" or "to take an appeal." One who appeals is called the appellant.
  • Arrest: Taking physical custody of a person by lawful authority.
  • Complaint: A written statement by the plaintiff stating the wrongs allegedly committed by the defendant.
  • Contract: A legal written agreement that becomes binding when signed.
  • Conviction: A judgement of guilt against a criminal defendant.
  • Corporation: A legal entity owned by the holders of shares of stock that have been issued, and that can own, receive, and transfer property, and carry on business in its own name.
  • Damages: Money paid by defendants to successful plaintiffs in civil cases to compensate the plaintiffs for their injuries.
  • Discovery: Lawyers' examination, before trial, of facts and documents in possession of the opponents to help the lawyers prepare for trial.
  • Equitable: Pertaining to civil suits in "equity" rather than in "law." In English legal history, the courts of "law" could order the payment of damages and could afford no other remedy. See damages. A separate court of "equity" could order someone to do something or to cease to do something. See, e.g., injunction. In American jurisprudence, the federal courts have both legal and equitable power, but the distinction is still an important one. For example, a trial by jury is normally available in "law" cases but not in "equity" cases. Source: U.S. Courts
  • Evidence: Information presented in testimony or in documents that is used to persuade the fact finder (judge or jury) to decide the case for one side or the other.
  • Jurisdiction: (1) The legal authority of a court to hear and decide a case. Concurrent jurisdiction exists when two courts have simultaneous responsibility for the same case. (2) The geographic area over which the court has authority to decide cases.
  • Oath: A promise to tell the truth.
  • Obligation: An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period.
  • Partnership: A voluntary contract between two or more persons to pool some or all of their assets into a business, with the agreement that there will be a proportional sharing of profits and losses.
  • Personal property: All property that is not real property.
  • Subpoena: A command to a witness to appear and give testimony.
  • Testify: Answer questions in court.
  • Trial: A hearing that takes place when the defendant pleads "not guilty" and witnesses are required to come to court to give evidence.