Michigan Laws 500.3105 – Insurer liable for personal protection benefits without regard to fault; “bodily injury” and “accidental bodily injury” defined
Current as of: 2023 | Check for updates
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(1) Under personal protection insurance an insurer is liable to pay benefits for accidental bodily injury arising out of the ownership, operation, maintenance or use of a motor vehicle as a motor vehicle, subject to the provisions of this chapter.
(2) Personal protection insurance benefits are due under this chapter without regard to fault.
Terms Used In Michigan Laws 500.3105
- insurer: as used in this chapter , includes a person that files the security as provided in this section. See Michigan Laws 500.3101
- Motor vehicle: means a vehicle, including a trailer, that is operated or designed for operation on a public highway by power other than muscular power and has more than 2 wheels. See Michigan Laws 500.3101
- person: may extend and be applied to bodies politic and corporate, as well as to individuals. See Michigan Laws 8.3l
(3) Bodily injury includes death resulting therefrom and damage to or loss of a person‘s prosthetic devices in connection with the injury.
(4) Bodily injury is accidental as to a person claiming personal protection insurance benefits unless suffered intentionally by the injured person or caused intentionally by the claimant. Even though a person knows that bodily injury is substantially certain to be caused by his act or omission, he does not cause or suffer injury intentionally if he acts or refrains from acting for the purpose of averting injury to property or to any person including himself.