33-22-701. Short title — purpose — scope of part — exceptions. (1) This part may be cited as the “Montana Mental Health Parity Act”.

Terms Used In Montana Code 33-22-701

  • Excepted benefits: means :

    (a)coverage only for accident or disability income insurance, or both;

    (b)coverage issued as a supplement to liability insurance;

    (c)liability insurance, including general liability insurance and automobile liability insurance;

    (d)workers' compensation or similar insurance;

    (e)automobile medical payment insurance;

    (f)credit-only insurance;

    (g)coverage for onsite medical clinics;

    (h)other similar insurance coverage under which benefits for medical care are secondary or incidental to other insurance benefits, as approved by the commissioner;

    (i)if offered separately, any of the following:

    (i)limited-scope dental or vision benefits;

    (ii)benefits for long-term care, nursing home care, home health care, community-based care, or any combination of these types of care; or

    (iii)other similar, limited benefits as approved by the commissioner;

    (j)if offered as independent, noncoordinated benefits, any of the following:

    (i)coverage only for a specified disease or illness; or

    (ii)hospital indemnity or other fixed indemnity insurance;

    (k)if offered as a separate insurance policy:

    (i)medicare supplement coverage;

    (ii)coverage supplemental to the coverage provided under Title 10, chapter 55, of the United States Code; and

    (iii)similar supplemental coverage provided under a group health plan. See Montana Code 33-22-140

  • Health insurance issuer: means an insurer, a health service corporation, or a health maintenance organization. See Montana Code 33-22-140

(2)The purpose of this part is to ensure that Montana law applies the same level of parity between mental health and physical health benefits as existed in federal law on January 1, 2017.

(3)The provisions of this part apply to all policies and certificates of individual and group health insurance and group health plans offered to, renewed for, or issued to Montana residents by any health insurance issuer.

(4)This part does not apply to a short-term travel policy, a blanket disability policy as defined in 33-22-601, or excepted benefits as defined in 33-22-140.