§ 33-22-201 Format and content
§ 33-22-202 Required provisions — captions — omissions — substitutions — order
§ 33-22-203 Requirement of other jurisdictions — statutes — violation
§ 33-22-204 Entire contract — changes
§ 33-22-205 Time limit on certain defenses
§ 33-22-206 Grace period
§ 33-22-207 Reinstatement
§ 33-22-208 Notice of claim
§ 33-22-209 Claim forms
§ 33-22-210 Proofs of loss
§ 33-22-211 Time of payment of claims
§ 33-22-212 Payment of claims
§ 33-22-213 Physical examination and autopsy
§ 33-22-214 Legal actions
§ 33-22-215 Change of beneficiary
§ 33-22-216 Repealed
§ 33-22-221 Optional policy provisions — substitutes
§ 33-22-222 Change of occupation
§ 33-22-223 Misstatement of age
§ 33-22-224 Other insurance in this insurer
§ 33-22-225 Insurance with other insurers — provision of service or expense incurred basis
§ 33-22-226 Insurance with other insurers — other benefits
§ 33-22-227 Relation of earnings to insurance
§ 33-22-228 Unpaid premiums
§ 33-22-229 Conformity with state statutes
§ 33-22-230 Illegal occupation
§ 33-22-231 Repealed
§ 33-22-232 Renewal at option of insurer
§ 33-22-241 Definitions
§ 33-22-242 Waiver of preexisting condition exclusion — exclusion prohibited
§ 33-22-243 Premium increases to be distributed proportionately
§ 33-22-244 Disclosure standards — individual policy
§ 33-22-245 Repealed
§ 33-22-246 Preexisting conditions relating to individual market
§ 33-22-247 Guaranteed renewability of individual health insurance coverage
§ 33-22-261 Terminated
§ 33-22-262 Terminated
§ 33-22-263 Terminated

Terms Used In Montana Code > Title 33 > Chapter 22 > Part 2 - Individual Policy Requirements

  • Amendment: A proposal to alter the text of a pending bill or other measure by striking out some of it, by inserting new language, or both. Before an amendment becomes part of the measure, thelegislature must agree to it.
  • Beneficiary: has the meaning given the term by 29 U. See Montana Code 33-22-140
  • Beneficiary: A person who is entitled to receive the benefits or proceeds of a will, trust, insurance policy, retirement plan, annuity, or other contract. Source: OCC
  • Continuance: Putting off of a hearing ot trial until a later time.
  • Contract: A legal written agreement that becomes binding when signed.
  • Corporation: A legal entity owned by the holders of shares of stock that have been issued, and that can own, receive, and transfer property, and carry on business in its own name.
  • Dependent: means :

    (a)a spouse;

    (b)an unmarried child under 25 years of age:

    (i)who is not an employee eligible for coverage under a group health plan offered by the child's employer for which the child's premium contribution amount is no greater than the premium amount for coverage as a dependent under a parent's individual or group health plan;

    (ii)who is not a named subscriber, insured, enrollee, or covered individual under any other individual health insurance coverage, group health plan, government plan, church plan, or group health insurance;

    (iii)who is not entitled to benefits under 42 U. See Montana Code 33-22-140

  • Dependent: A person dependent for support upon another.
  • Federally defined eligible individual: means an individual:

    (a)for whom, as of the date on which the individual seeks coverage in the group market or individual market, the aggregate of the periods of creditable coverage is 18 months or more;

    (b)whose most recent prior creditable coverage was under a group health plan, governmental plan, church plan, or health insurance coverage offered in connection with any of those plans;

    (c)who is not eligible for coverage under:

    (i)a group health plan;

    (ii)Title XVIII, part A or B, of the Social Security Act, 42 U. See Montana Code 33-22-140

  • Fraud: Intentional deception resulting in injury to another.
  • Grace period: The number of days you'll have to pay your bill for purchases in full without triggering a finance charge. Source: Federal Reserve
  • Group health plan: means an employee welfare benefit plan, as defined in 29 U. See Montana Code 33-22-140
  • Health insurance coverage: means benefits consisting of medical care, including items and services paid for as medical care, that are provided directly, through insurance, reimbursement, or otherwise, under a policy, certificate, membership contract, or health care services agreement offered by a health insurance issuer. See Montana Code 33-22-140
  • Health insurance issuer: means an insurer, a health service corporation, or a health maintenance organization. See Montana Code 33-22-140
  • Individual health insurance coverage: means health insurance coverage offered to individuals in the individual market, but does not include short-term limited duration insurance. See Montana Code 33-22-140
  • Individual market: means the market for health insurance coverage offered to individuals other than in connection with group health insurance coverage. See Montana Code 33-22-140
  • Medical care: means :

    (a)the diagnosis, cure, mitigation, treatment, or prevention of disease or amounts paid for the purpose of affecting any structure or function of the body;

    (b)transportation primarily for and essential to medical care referred to in subsection (19)(a); or

    (c)insurance covering medical care referred to in subsections (19)(a) and (19)(b). See Montana Code 33-22-140

  • Network plan: means health insurance coverage offered by a health insurance issuer under which the financing and delivery of medical care, including items and services paid for as medical care, are provided, in whole or in part, through a defined set of providers under contract with the issuer. See Montana Code 33-22-140
  • Person: includes a corporation or other entity as well as a natural person. See Montana Code 1-1-201
  • Preexisting condition exclusion: means , with respect to coverage, a limitation or exclusion of benefits relating to a condition based on presence of a condition before the enrollment date coverage, whether or not any medical advice, diagnosis, care, or treatment was recommended or received before the enrollment date. See Montana Code 33-22-140
  • State: when applied to the different parts of the United States, includes the District of Columbia and the territories. See Montana Code 1-1-201
  • Statute: A law passed by a legislature.
  • United States: includes the District of Columbia and the territories. See Montana Code 1-1-201
  • Writing: includes printing. See Montana Code 1-1-203