§ 8-2601 Act, how cited
§ 8-2602 Terms, defined
§ 8-2603 Security freeze; request
§ 8-2603.01 Protected consumer; security freeze; request; creation of record for protected consumer; placement of freeze
§ 8-2604 Consumer reporting agency; release of credit report or other information prohibited without authorization
§ 8-2605 Consumer reporting agency; placement of security freeze; when; written confirmation to consumer
§ 8-2606 Consumer reporting agency; disclose process of placing and temporarily lifting security freeze; consumer request to lift freeze; when
§ 8-2607 Security freeze; duration; consumerreporting agency; place hold on file; release; notice; temporarily lift securityfreeze; removal of freeze; request from consumer
§ 8-2608 Consumer reporting agency; mandatory removal of security freeze; conditions
§ 8-2608.01 Protected consumer; security freeze; duration; consumer reporting agency; restrictions on release of information
§ 8-2608.02 Protected consumer; removal of security freeze; request
§ 8-2608.03 Protected consumer; remove security freeze; delete record of protected consumer; when
§ 8-2609 Consumer reporting agency; power with respect to fees
§ 8-2609.01 Protected consumer; consumer reporting agency; power with respect to fees
§ 8-2610 Consumer reporting agency; changes to official information in file; written confirmation required; exceptions
§ 8-2611 Consumer reporting agency; restrictions with respect to third parties; request by third party; how treated
§ 8-2612 Consumer reporting agency; information furnished to governmental agency
§ 8-2613 Act; use of credit report or information derived from file; applicability
§ 8-2614 Entities not considered consumer reporting agencies; not required to place security freeze on file
§ 8-2614.01 Protected consumer provisions; applicability
§ 8-2615 Enforcement of act; Attorney General; powers and duties; violation; civil penalty; recovery of damages

Terms Used In Nebraska Statutes > Credit Report Protection Act

  • Acquire: when used in connection with a grant of power or property right to any person shall include the purchase, grant, gift, devise, bequest, and obtaining by eminent domain. See Nebraska Statutes 49-801
  • Action: shall include any proceeding in any court of this state. See Nebraska Statutes 49-801
  • Appeal: A request made after a trial, asking another court (usually the court of appeals) to decide whether the trial was conducted properly. To make such a request is "to appeal" or "to take an appeal." One who appeals is called the appellant.
  • Assets: (1) The property comprising the estate of a deceased person, or (2) the property in a trust account.
  • Attorney: shall mean attorney at law. See Nebraska Statutes 49-801
  • Bequest: Property gifted by will.
  • Company: shall include any corporation, partnership, limited liability company, joint-stock company, joint venture, or association. See Nebraska Statutes 49-801
  • Contract: A legal written agreement that becomes binding when signed.
  • Credit report: A detailed report of an individual's credit history prepared by a credit bureau and used by a lender in determining a loan applicant's creditworthiness. Source: OCC
  • Credit Score: A number, roughly between 300 and 800, that measures an individual's credit worthiness. The most well-known type of credit score is the FICO score. This score represents the answer from a mathematical formula that assigns numerical values to various pieces of information in your credit report. Source: OCC
  • Damages: Money paid by defendants to successful plaintiffs in civil cases to compensate the plaintiffs for their injuries.
  • Devise: To gift property by will.
  • Domestic: when applied to corporations shall mean all those created by authority of this state. See Nebraska Statutes 49-801
  • Evidence: Information presented in testimony or in documents that is used to persuade the fact finder (judge or jury) to decide the case for one side or the other.
  • Fair Credit Reporting Act: A federal law, established in 1971 and revised in 1997, that gives consumers the right to see their credit records and correct any mistakes. Source: OCC
  • Fraud: Intentional deception resulting in injury to another.
  • Guardian: A person legally empowered and charged with the duty of taking care of and managing the property of another person who because of age, intellect, or health, is incapable of managing his (her) own affairs.
  • Jurisdiction: (1) The legal authority of a court to hear and decide a case. Concurrent jurisdiction exists when two courts have simultaneous responsibility for the same case. (2) The geographic area over which the court has authority to decide cases.
  • Lease: A contract transferring the use of property or occupancy of land, space, structures, or equipment in consideration of a payment (e.g., rent). Source: OCC
  • Liabilities: The aggregate of all debts and other legal obligations of a particular person or legal entity.
  • Obligation: An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period.
  • Person: shall include bodies politic and corporate, societies, communities, the public generally, individuals, partnerships, limited liability companies, joint-stock companies, and associations. See Nebraska Statutes 49-801
  • Personal property: All property that is not real property.
  • Power of attorney: A written instrument which authorizes one person to act as another's agent or attorney. The power of attorney may be for a definite, specific act, or it may be general in nature. The terms of the written power of attorney may specify when it will expire. If not, the power of attorney usually expires when the person granting it dies. Source: OCC
  • Process: shall mean a summons, subpoena, or notice to appear issued out of a court in the course of judicial proceedings. See Nebraska Statutes 49-801
  • Real property: Land, and all immovable fixtures erected on, growing on, or affixed to the land.
  • State: when applied to different states of the United States shall be construed to extend to and include the District of Columbia and the several territories organized by Congress. See Nebraska Statutes 49-801
  • Subpoena: A command to a witness to appear and give testimony.
  • United States: shall include territories, outlying possessions, and the District of Columbia. See Nebraska Statutes 49-801
  • Year: shall mean calendar year. See Nebraska Statutes 49-801