§ 1681 Congressional findings and statement of purpose
§ 1681a Definitions; rules of construction
§ 1681b Permissible purposes of consumer reports
§ 1681c Requirements relating to information contained in consumer reports
§ 1681c-1 Identity theft prevention; fraud alerts and active duty alerts
§ 1681c-2 Block of information resulting from identity theft
§ 1681c-3 Adverse information in cases of trafficking
§ 1681d Disclosure of investigative consumer reports
§ 1681e Compliance procedures
§ 1681f Disclosures to governmental agencies
§ 1681g Disclosures to consumers
§ 1681h Conditions and form of disclosure to consumers
§ 1681i Procedure in case of disputed accuracy
§ 1681j Charges for certain disclosures
§ 1681k Public record information for employment purposes
§ 1681l Restrictions on investigative consumer reports
§ 1681m Requirements on users of consumer reports
§ 1681n Civil liability for willful noncompliance
§ 1681o Civil liability for negligent noncompliance
§ 1681p Jurisdiction of courts; limitation of actions
§ 1681q Obtaining information under false pretenses
§ 1681r Unauthorized disclosures by officers or employees
§ 1681s Administrative enforcement
§ 1681s-1 Information on overdue child support obligations
§ 1681s-2 Responsibilities of furnishers of information to consumer reporting agencies
§ 1681s-3 Affiliate sharing
§ 1681t Relation to State laws
§ 1681u Disclosures to FBI for counterintelligence purposes
§ 1681v Disclosures to governmental agencies for counterterrorism purposes
§ 1681w Disposal of records
§ 1681x Corporate and technological circumvention prohibited

Terms Used In U.S. Code > Title 15 > Chapter 41 > Subchapter III - Credit Reporting Agencies

  • account: means a demand deposit, savings deposit, or other asset account (other than an occasional or incidental credit balance in an open end credit plan as defined in section 1602(i) 1 of this title), as described in regulations of the Bureau, established primarily for personal, family, or household purposes, but such term does not include an account held by a financial institution pursuant to a bona fide trust agreement. See 15 USC 1681k
  • association: when used in reference to a corporation, shall be deemed to embrace the words "successors and assigns of such company or association" in like manner as if these last-named words, or words of similar import, were expressed. See 1 USC 5
  • Board: means the Board of Governors of the Federal Reserve System. See 15 USC 1681k
  • Bureau: means the Bureau of Consumer Financial Protection. See 15 USC 1681k
  • business day: means any day on which the offices of the consumer's financial institution involved in an electronic fund transfer are open to the public for carrying on substantially all of its business functions. See 15 USC 1681k
  • conservation: means the use of methods and procedures necessary or desirable to sustain healthy populations of wildlife, including all activities associated with scientific resources management such as research, census, monitoring of populations, acquisition, improvement and management of habitat, live trapping and transplantation, wildlife damage management, and periodic or total protection of a species or population, as well as the taking of individuals within wildlife stock or population if permitted by applicable State and Federal law. See 16 USC 669a
  • consumer: means a natural person. See 15 USC 1681k
  • corporation: includes associations, joint-stock companies, and insurance companies. See 26 USC 7701
  • county: includes a parish, or any other equivalent subdivision of a State or Territory of the United States. See 1 USC 2
  • electronic fund transfer: means any transfer of funds, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, or computer or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. See 15 USC 1681k
  • employee: shall include a full-time life insurance salesman who is considered an employee for the purpose of chapter 21. See 26 USC 7701
  • fiduciary: means a guardian, trustee, executor, administrator, receiver, conservator, or any person acting in any fiduciary capacity for any person. See 26 USC 7701
  • financial institution: means a State or National bank, a State or Federal savings and loan association, a mutual savings bank, a State or Federal credit union, or any other person who, directly or indirectly, holds an account belonging to a consumer. See 15 USC 1681k
  • fiscal year: means the fiscal year or license year of the State. See 16 USC 669a
  • foreign: when applied to a corporation or partnership means a corporation or partnership which is not domestic. See 26 USC 7701
  • foreign estate: means an estate the income of which, from sources without the United States which is not effectively connected with the conduct of a trade or business within the United States, is not includible in gross income under subtitle A. See 26 USC 7701
  • hunter recruitment and recreational shooter recruitment: means any activity or project to recruit or retain hunters and recreational shooters, including by&mdash. See 16 USC 669a
  • including: when used in a definition contained in this title shall not be deemed to exclude other things otherwise within the meaning of the term defined. See 26 USC 7701
  • individual: shall include every infant member of the species homo sapiens who is born alive at any stage of development. See 1 USC 8
  • joint return: means a single return made jointly under section 6013 by a husband and wife. See 26 USC 7701
  • levy: includes the power of distraint and seizure by any means. See 26 USC 7701
  • oath: includes affirmation, and "sworn" includes affirmed. See 1 USC 1
  • officer: includes any person authorized by law to perform the duties of the office. See 1 USC 1
  • paid or accrued: shall be construed according to the method of accounting upon the basis of which the taxable income is computed under subtitle A. See 26 USC 7701
  • partner: includes a member in such a syndicate, group, pool, joint venture, or organization. See 26 USC 7701
  • partnership: includes a syndicate, group, pool, joint venture, or other unincorporated organization, through or by means of which any business, financial operation, or venture is carried on, and which is not, within the meaning of this title, a trust or estate or a corporation. See 26 USC 7701
  • person: shall be construed to mean and include an individual, a trust, estate, partnership, association, company or corporation. See 26 USC 7701
  • Secretary: means the Secretary of the Treasury or his delegate. See 26 USC 7701
  • Secretary: means the Secretary of the Interior. See 16 USC 620a
  • Secretary: means the Secretary of the Interior. See 16 USC 669a
  • Secretary of the Treasury: means the Secretary of the Treasury, personally, and shall not include any delegate of his. See 26 USC 7701
  • shareholder: includes a member in an association, joint-stock company, or insurance company. See 26 USC 7701
  • State: means a State, the District of Columbia, the Commonwealth of Puerto Rico, or any other territory or possession of the United States. See 1 USC 7
  • State: shall be construed to include the District of Columbia, where such construction is necessary to carry out provisions of this title. See 26 USC 7701
  • State: means any State, territory, or possession of the United States, the District of Columbia, the Commonwealth of Puerto Rico, or any political subdivision of any of the foregoing. See 15 USC 1681k
  • State: shall include the District of Columbia, the Commonwealth of Puerto Rico, the Virgin Islands, Guam, American Samoa, and the Commonwealth of the Northern Mariana Islands. See 16 USC 669c
  • State fish and wildlife department: means any department or division of department of another name, or commission, or official or officials, of a State empowered under its laws to exercise the functions ordinarily exercised by a State fish and game department or State fish and wildlife department. See 16 USC 669a
  • stock: includes shares in an association, joint-stock company, or insurance company. See 26 USC 7701
  • subscription: includes a mark when the person making the same intended it as such. See 1 USC 1
  • take: includes also pursue, shoot, shoot at, poison, wound, kill, capture, trap, collect, molest or disturb. See 16 USC 668c
  • Tax Court: means the United States Tax Court. See 26 USC 7701
  • tax return preparer: means any person who prepares for compensation, or who employs one or more persons to prepare for compensation, any return of tax imposed by this title or any claim for refund of tax imposed by this title. See 26 USC 7701
  • taxable year: means the calendar year, or the fiscal year ending during such calendar year, upon the basis of which the taxable income is computed under subtitle A. See 26 USC 7701
  • taxpayer: means any person subject to any internal revenue tax. See 26 USC 7701
  • TIN: means the identifying number assigned to a person under section 6109. See 26 USC 7701
  • trade or business: includes the performance of the functions of a public office. See 26 USC 7701
  • transaction: includes a series of transactions. See 26 USC 7701
  • transport: includes also ship, convey, carry, or transport by any means whatever, and deliver or receive or cause to be delivered or received for such shipment, conveyance, carriage, or transportation. See 16 USC 668c
  • United States: when used in a geographical sense includes only the States and the District of Columbia. See 26 USC 7701
  • vehicle: includes every description of carriage or other artificial contrivance used, or capable of being used, as a means of transportation on land. See 1 USC 4
  • vessel: includes every description of watercraft or other artificial contrivance used, or capable of being used, as a means of transportation on water. See 1 USC 3
  • whoever: includes also associations, partnerships, and corporations. See 16 USC 668c
  • wildlife: means any species of wild, free-ranging fauna including fish, and also fauna in captive breeding programs the object of which is to reintroduce individuals of a depleted indigenous species into previously occupied range. See 16 USC 669a
  • wildlife conservation and restoration program: means a program developed by a State fish and wildlife department and approved by the Secretary under section 669c(d) 1 of this title, the projects that constitute such a program, which may be implemented in whole or part through grants and contracts by a State to other State, Federal, or local agencies (including those that gather, evaluate, and disseminate information on wildlife and their habitats), wildlife conservation organizations, and outdoor recreation and conservation education entities from funds apportioned under this chapter,1 and maintenance of such projects. See 16 USC 669a
  • wildlife conservation education: means projects, including public outreach, intended to foster responsible natural resource stewardship. See 16 USC 669a
  • wildlife-associated recreation: means projects intended to meet the demand for outdoor activities associated with wildlife including, but not limited to, hunting and fishing, wildlife observation and photography, such projects as construction or restoration of wildlife viewing areas, observation towers, blinds, platforms, land and water trails, water access, field trialing, trail heads, and access for such projects. See 16 USC 669a
  • writing: includes printing and typewriting and reproductions of visual symbols by photographing, multigraphing, mimeographing, manifolding, or otherwise. See 1 USC 1