§ 604A.010 Definitions
§ 604A.015 ‘Automated loan machine’ defined
§ 604A.020 ‘Cashing’ defined
§ 604A.025 ‘Check’ defined
§ 604A.030 ‘Check-cashing service’ defined
§ 604A.035 ‘Commissioner’ defined
§ 604A.036 ‘Consumer credit’ defined
§ 604A.038 ‘Covered service member’ defined
§ 604A.040 ‘Customer’ defined
§ 604A.045 ‘Default’ defined
§ 604A.050 ‘Deferred deposit loan’ defined
§ 604A.055 ‘Deferred deposit loan service’ defined
§ 604A.057 ‘Dependent’ defined
§ 604A.060 ‘Electronic transfer of money’ defined
§ 604A.065 ‘Extension’ defined
§ 604A.070 ‘Grace period’ defined
§ 604A.0703 ‘High-interest loan’ defined
§ 604A.0705 ‘High-interest loan service’ defined
§ 604A.075 ‘Licensee’ defined
§ 604A.080 ‘Loan’ defined
§ 604A.083 ‘Nationwide Multistate Licensing System and Registry’ or ‘Registry’ defined. [Effective on the date on which the Commissioner of Financial Institutions notifies the Governor and the Director of the Legislative Counsel Bureau that the Nationwide Mu
§ 604A.085 ‘Refund anticipation loan’ defined
§ 604A.090 ‘Regulation Z’ defined
§ 604A.105 ‘Title loan’ defined
§ 604A.110 ‘Title loan service’ defined
§ 604A.115 ‘Title to a vehicle’ or ‘title’ defined
§ 604A.120 ‘Truth in Lending Act’ defined
§ 604A.125 ‘Vehicle’ defined
§ 604A.150 Additional terms defined under federal law; calculation of amount financed, annual percentage rate and finance charge

Terms Used In Nevada Revised Statutes > Chapter 604A > General Provisions

  • Annual percentage rate: The cost of credit at a yearly rate. It is calculated in a standard way, taking the average compound interest rate over the term of the loan so borrowers can compare loans. Lenders are required by law to disclose a card account's APR. Source: FDIC
  • Contract: A legal written agreement that becomes binding when signed.
  • Dependent: A person dependent for support upon another.
  • Finance charge: The total cost of credit a customer must pay on a consumer loan, including interest. The Truth in Lending Act requires disclosure of the finance charge. Source: OCC
  • Grace period: The number of days you'll have to pay your bill for purchases in full without triggering a finance charge. Source: Federal Reserve
  • Jurisdiction: (1) The legal authority of a court to hear and decide a case. Concurrent jurisdiction exists when two courts have simultaneous responsibility for the same case. (2) The geographic area over which the court has authority to decide cases.
  • Lease: A contract transferring the use of property or occupancy of land, space, structures, or equipment in consideration of a payment (e.g., rent). Source: OCC
  • person: means a natural person, any form of business or social organization and any other nongovernmental legal entity including, but not limited to, a corporation, partnership, association, trust or unincorporated organization. See Nevada Revised Statutes 0.039
  • Personal property: All property that is not real property.
  • Truth in Lending Act: The Truth in Lending Act is a federal law that requires lenders to provide standardized information so that borrowers can compare loan terms. In general, lenders must provide information on Source: OCC