New Hampshire Revised Statutes 359-B:22 – Definitions
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In this subdivision:
I. “Identity theft” means the unauthorized taking or use of an individual’s personal information to obtain credit, goods, services, money, or property, with the intent to commit fraud. In this paragraph, personal information includes, but is not limited to, an individual’s first name or initial and last name in combination with any one or more of the following data elements, when either the name or the data elements are not encrypted:
(a) Social security number.
(b) Driver’s license number.
(c) Account number, credit card number, or debit card number, in combination with any required security code, access code, or password that would permit access to an individual’s financial account.
II. “Proper identification” has the same meaning as in 15 U.S.C. § 1681h(a)(1), and includes:
(a) The consumer’s full name, including first, last, and middle names and any suffix.
(b) Any name the consumer previously used.
(c) The consumer’s current and recent full addresses, including street address, any apartment number, city, state, and zip code.
(d) The consumer’s social security number.
(e) The consumer’s date of birth.
III. “Security freeze” or “freeze” means a notice placed in a consumer report at the request of the consumer pursuant to N.H. Rev. Stat. § 359-B:24 that prohibits a consumer reporting agency from releasing the consumer report or credit score.
I. “Identity theft” means the unauthorized taking or use of an individual’s personal information to obtain credit, goods, services, money, or property, with the intent to commit fraud. In this paragraph, personal information includes, but is not limited to, an individual’s first name or initial and last name in combination with any one or more of the following data elements, when either the name or the data elements are not encrypted:
Terms Used In New Hampshire Revised Statutes 359-B:22
- Credit Score: A number, roughly between 300 and 800, that measures an individual's credit worthiness. The most well-known type of credit score is the FICO score. This score represents the answer from a mathematical formula that assigns numerical values to various pieces of information in your credit report. Source: OCC
- following: when used by way of reference to any section of these laws, shall mean the section next preceding or following that in which such reference is made, unless some other is expressly designated. See New Hampshire Revised Statutes 21:13
- Fraud: Intentional deception resulting in injury to another.
- state: when applied to different parts of the United States, may extend to and include the District of Columbia and the several territories, so called; and the words "United States" shall include said district and territories. See New Hampshire Revised Statutes 21:4
(a) Social security number.
(b) Driver’s license number.
(c) Account number, credit card number, or debit card number, in combination with any required security code, access code, or password that would permit access to an individual’s financial account.
II. “Proper identification” has the same meaning as in 15 U.S.C. § 1681h(a)(1), and includes:
(a) The consumer’s full name, including first, last, and middle names and any suffix.
(b) Any name the consumer previously used.
(c) The consumer’s current and recent full addresses, including street address, any apartment number, city, state, and zip code.
(d) The consumer’s social security number.
(e) The consumer’s date of birth.
III. “Security freeze” or “freeze” means a notice placed in a consumer report at the request of the consumer pursuant to N.H. Rev. Stat. § 359-B:24 that prohibits a consumer reporting agency from releasing the consumer report or credit score.