A secured party does not owe a duty based on its status as secured party: (1) to a person that is a debtor or obligor, unless the secured party knows:

(A)     that the person is a debtor or obligor; (B)     the identity of the person; and

(C)     how to communicate with the person; or

(2) to a secured party or lienholder that has filed a financing statement against a person, unless the secured party knows:

(A)     that the person is a debtor; and

(B)     the identity of the person.