§ 4926. Medical debt reporting prohibited in contracts with collection entities. A hospital licensed under article twenty-eight of this chapter, a health care professional authorized under title eight of the education law, or an ambulance service certified under article thirty of this chapter:

Terms Used In N.Y. Public Health Law 4926

  • Collection entity: means any individual, partnership, corporation, trust, estate, co-operative, association, government or government subdivision, agency or other entity that either purchases medical debt or collects medical debt on behalf of another entity. See N.Y. Public Health Law 4925
  • Contract: A legal written agreement that becomes binding when signed.
  • Medical debt: means an obligation or alleged obligation of a consumer to pay any amount whatsoever related to the receipt of health care services, products, or devices provided to a person by a hospital licensed under article twenty-eight of this chapter, a health care professional authorized under title eight of the education law or an ambulance service certified under article thirty of this chapter. See N.Y. Public Health Law 4925

1. shall not furnish any portion of a medical debt to a consumer reporting agency; and

2. shall include a provision in any contract entered into with a collection entity for the purchase or collection of medical debt that prohibits the reporting of any portion of such medical debt to a consumer reporting agency.