Each person with a disability shall have the same consideration as any other person for individual accident and health insurance coverage, and no insurer, service corporation, multiple employer welfare arrangement, or health maintenance organization subject to Chapter 58 of the N.C. Gen. Stat. solely on the basis of the person’s disability, shall deny such coverage or benefits. The availability of coverage or benefits shall not be denied solely because of the disability; however, any such insurer may charge the appropriate premiums or fees for the risk insured on the same basis and conditions as insurance issued to other persons, in accordance with actuarial and underwriting principles and other coverage provisions prescribed in Chapter 58 of the N.C. Gen. Stat.. No insurer, service corporation, multiple employer welfare arrangement, or health maintenance organization subject to Chapter 58 of the N.C. Gen. Stat. shall be prohibited from excluding by waiver or otherwise, any preexisting conditions from coverage as prescribed in N.C. Gen. Stat. § 58-51-15(a)(2)b. (1977, c. 894, ss. 1, 2; 1991, c. 720, s. 80; 1999-219, s. 3.1; 2005-450, s. 1.)