§ 58-3-1 State law governs insurance contracts
§ 58-3-5 No insurance contracts except under Articles 1 through 64 of this Chapter
§ 58-3-6 Charitable gift annuities
§ 58-3-7 Certain accountable care organizations not subject to this Chapter
§ 58-3-8 Medical direct primary care agreements not subject to this Chapter
§ 58-3-10 Statements in application not warranties
§ 58-3-15 Additional or coinsurance clause
§ 58-3-20 Group plans other than life, annuity or accident and health
§ 58-3-25 Discriminatory practices prohibited
§ 58-3-30 Meaning of terms “accident”, “accidental injury”, and “accidental means”
§ 58-3-33 Insurer conditionally required to provide information
§ 58-3-35 Stipulations as to jurisdiction and limitation of actions
§ 58-3-40 Proof of loss forms required to be furnished
§ 58-3-45 Insurance as security for a loan by the company
§ 58-3-50 Companies must do business in own name; emblems, insignias, etc
§ 58-3-55 Must not pay death benefits in services
§ 58-3-60 Publication of assets and liabilities; penalty for failure
§ 58-3-65 Publication of financial information
§ 58-3-71 Unearned premium reserves
§ 58-3-72 Premium deficiency reserves
§ 58-3-75 Loss and loss expense reserves of fire and marine insurance companies
§ 58-3-81 Loss and loss expense reserves of casualty insurance and surety companies
§ 58-3-85 Corporation or association maintaining office in State required to qualify and secure license
§ 58-3-100 Insurance company licensing provisions
§ 58-3-105 Limitation of risk
§ 58-3-110 Limitation of liability assumed
§ 58-3-115 Twisting with respect to insurance policies; penalties
§ 58-3-120 Discrimination forbidden
§ 58-3-121 Discrimination against coverage of certain bones and joints prohibited
§ 58-3-122 Anesthesia and hospital charges necessary for safe and effective administration of dental procedures for young children, persons with serious mental or physical conditions, and persons with significant behavioral problems; coverage in health benefit plan
§ 58-3-130 Insurance producer, adjuster, etc., acting without a license or violating insurance law
§ 58-3-135 Certain insurance activities by lenders with customers prohibited
§ 58-3-137 Prohibition on provisions relating to replacement cost estimators
§ 58-3-140 Temporary contracts of insurance permitted
§ 58-3-145 Solicitation, negotiation or payment of premiums on insurance policies
§ 58-3-147 Credit card guaranty or collateral prohibited
§ 58-3-149 Certificates of insurance
§ 58-3-150 Forms to be approved by Commissioner
§ 58-3-151 Deemer provisions
§ 58-3-152 Excess liability policies; uninsured and underinsured motorist coverages
§ 58-3-155 Business transacted with insurer-controlled brokers
§ 58-3-160 Sale of company or major reorganization; license to be restricted
§ 58-3-165 Business transacted with producer-controlled property or casualty insurers
§ 58-3-167 Applicability of acts of the General Assembly to health benefit plans
§ 58-3-168 Coverage for postmastectomy inpatient care
§ 58-3-169 Required coverage for minimum hospital stay following birth
§ 58-3-170 Requirements for maternity coverage
§ 58-3-171 Uniform claim forms
§ 58-3-172 Notice of claim denied
§ 58-3-174 Coverage for bone mass measurement for diagnosis and evaluation of osteoporosis or low bone mass
§ 58-3-175 Direct payment to government agencies
§ 58-3-176 Treatment discussions not limited
§ 58-3-177 Uniform prescription drug identification cards
§ 58-3-178 Coverage for prescription contraceptive drugs or devices and for outpatient contraceptive services; exemption for religious employers
§ 58-3-179 Coverage for colorectal cancer screening
§ 58-3-180 Motor vehicle repairs; selection by claimant
§ 58-3-181 Synchronization of prescription refills
§ 58-3-185 Lien created for payment of past-due child support obligations
§ 58-3-190 Coverage required for emergency care
§ 58-3-191 Managed care reporting and disclosure requirements
§ 58-3-192 Coverage for autism spectrum disorder
§ 58-3-200 Miscellaneous insurance and managed care coverage and network provisions
§ 58-3-215 Genetic information in health insurance
§ 58-3-220 Mental illness benefits coverage
§ 58-3-221 Access to nonformulary and restricted access prescription drugs
§ 58-3-223 Managed care access to specialist care
§ 58-3-225 Prompt claim payments under health benefit plans
§ 58-3-227 Health plans fee schedules
§ 58-3-228 Coverage for extra prescriptions during a state of emergency or disaster
§ 58-3-230 Uniform provider credentialing
§ 58-3-231 Payment under locum tenens arrangements
§ 58-3-235 Selection of specialist as primary care provider
§ 58-3-240 Direct access to pediatrician for minors
§ 58-3-245 Provider directories; cost tools for insured
§ 58-3-247 Insurance identification card
§ 58-3-250 Payment obligations for covered services
§ 58-3-255 Coverage of clinical trials
§ 58-3-256 Coverage related to organ transplants
§ 58-3-260 Insurance coverage for newborn hearing screening mandated
§ 58-3-265 Prohibition on managed care provider incentives
§ 58-3-270 Coverage for surveillance tests for women at risk for ovarian cancer
§ 58-3-275 Closure of a block of business
§ 58-3-280 Coverage for the diagnosis and treatment of lymphedema
§ 58-3-285 Coverage for hearing aids
§ 58-3-290 Nondependent child coverage defined; open enrollment
§ 58-3-300 Health insurance issuers subject to certain requirements of federal law

Terms Used In North Carolina General Statutes > Chapter 58 > Article 3 - General Regulations for Insurance

  • Amendment: A proposal to alter the text of a pending bill or other measure by striking out some of it, by inserting new language, or both. Before an amendment becomes part of the measure, thelegislature must agree to it.
  • Annual percentage rate: The cost of credit at a yearly rate. It is calculated in a standard way, taking the average compound interest rate over the term of the loan so borrowers can compare loans. Lenders are required by law to disclose a card account's APR. Source: FDIC
  • Annuity: A periodic (usually annual) payment of a fixed sum of money for either the life of the recipient or for a fixed number of years. A series of payments under a contract from an insurance company, a trust company, or an individual. Annuity payments are made at regular intervals over a period of more than one full year.
  • Appeal: A request made after a trial, asking another court (usually the court of appeals) to decide whether the trial was conducted properly. To make such a request is "to appeal" or "to take an appeal." One who appeals is called the appellant.
  • Assets: (1) The property comprising the estate of a deceased person, or (2) the property in a trust account.
  • Beneficiary: A person who is entitled to receive the benefits or proceeds of a will, trust, insurance policy, retirement plan, annuity, or other contract. Source: OCC
  • Continuance: Putting off of a hearing ot trial until a later time.
  • Contract: A legal written agreement that becomes binding when signed.
  • Conviction: A judgement of guilt against a criminal defendant.
  • Corporation: A legal entity owned by the holders of shares of stock that have been issued, and that can own, receive, and transfer property, and carry on business in its own name.
  • Damages: Money paid by defendants to successful plaintiffs in civil cases to compensate the plaintiffs for their injuries.
  • Deed: The legal instrument used to transfer title in real property from one person to another.
  • Dependent: A person dependent for support upon another.
  • Donor: The person who makes a gift.
  • Evidence: Information presented in testimony or in documents that is used to persuade the fact finder (judge or jury) to decide the case for one side or the other.
  • Federal Reserve System: The central bank of the United States. The Fed, as it is commonly called, regulates the U.S. monetary and financial system. The Federal Reserve System is composed of a central governmental agency in Washington, D.C. (the Board of Governors) and twelve regional Federal Reserve Banks in major cities throughout the United States. Source: OCC
  • Fiduciary: A trustee, executor, or administrator.
  • Fiscal year: The fiscal year is the accounting period for the government. For the federal government, this begins on October 1 and ends on September 30. The fiscal year is designated by the calendar year in which it ends; for example, fiscal year 2006 begins on October 1, 2005 and ends on September 30, 2006.
  • following: when used by way of reference to any section of a statute, shall be construed to mean the section next preceding or next following that in which such reference is made; unless when some other section is expressly designated in such reference. See North Carolina General Statutes 12-3
  • Fraud: Intentional deception resulting in injury to another.
  • Gift: A voluntary transfer or conveyance of property without consideration, or for less than full and adequate consideration based on fair market value.
  • in writing: may be construed to include printing, engraving, lithographing, and any other mode of representing words and letters: Provided, that in all cases where a written signature is required by law, the same shall be in a proper handwriting, or in a proper mark. See North Carolina General Statutes 12-3
  • Jurisdiction: (1) The legal authority of a court to hear and decide a case. Concurrent jurisdiction exists when two courts have simultaneous responsibility for the same case. (2) The geographic area over which the court has authority to decide cases.
  • Liabilities: The aggregate of all debts and other legal obligations of a particular person or legal entity.
  • Lien: A claim against real or personal property in satisfaction of a debt.
  • Litigation: A case, controversy, or lawsuit. Participants (plaintiffs and defendants) in lawsuits are called litigants.
  • month: shall be construed to mean a calendar month, unless otherwise expressed; and the word "year" a calendar year, unless otherwise expressed; and the word "year" alone shall be equivalent to the expression "year of our Lord. See North Carolina General Statutes 12-3
  • Mortgage: The written agreement pledging property to a creditor as collateral for a loan.
  • Mortgagee: The person to whom property is mortgaged and who has loaned the money.
  • Obligation: An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period.
  • Precedent: A court decision in an earlier case with facts and law similar to a dispute currently before a court. Precedent will ordinarily govern the decision of a later similar case, unless a party can show that it was wrongly decided or that it differed in some significant way.
  • property: shall include all property, both real and personal. See North Carolina General Statutes 12-3
  • Public law: A public bill or joint resolution that has passed both chambers and been enacted into law. Public laws have general applicability nationwide.
  • Real property: Land, and all immovable fixtures erected on, growing on, or affixed to the land.
  • Restitution: The court-ordered payment of money by the defendant to the victim for damages caused by the criminal action.
  • Settlement: Parties to a lawsuit resolve their difference without having a trial. Settlements often involve the payment of compensation by one party in satisfaction of the other party's claims.
  • state: when applied to the different parts of the United States, shall be construed to extend to and include the District of Columbia and the several territories, so called; and the words "United States" shall be construed to include the said district and territories and all dependencies. See North Carolina General Statutes 12-3
  • Trial: A hearing that takes place when the defendant pleads "not guilty" and witnesses are required to come to court to give evidence.
  • United States: shall be construed to include the said district and territories and all dependencies. See North Carolina General Statutes 12-3